Solution architect Jobs in Toronto, ON

At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we’re the team behind Money Mart—Canada’s largest non-bank branch network—and a leader in financial solutions for underserved communities.

From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect over a million customers a year to the money they need, when they need it.

At MFSG, we come together across teams and departments to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you're solving problems, building systems, or shaping strategy, your work fuels real support for real people.

Compensation Philosophy: Our strategy is designed to attract and retain top talent by offering competitive, fair, and performance-driven rewards. We benchmark against the market, recognize strong performance and continuously evolve to meet the needs of our people and our business.

Discretionary Annual Bonus: Enjoy the opportunity for a discretionary bonus based on individual performance and company success.

Comprehensive Benefits: Our benefits include health and dental plans with 100% of the premiums covered. We also offer an Employee Assistance Program to support your mental well-being and provide resources for personal challenges.

Retirement Plans: Plan for your future with our robust retirement savings options, ensuring you’re set for the long haul.

Hybrid Work Environment: Experience the best of both worlds with our hybrid work model, allowing you to balance remote work with in-office.

Perks and Rewards: Enjoy reimbursement for tuition assistance and professional development, discounts through Perkopolis and participate in our rewards and recognition programs to celebrate your contributions.

Please note the salary for this opportunity is C$160,000-C$170,000

The Job: Solution Architect

Reporting to the Chief Technology Officer, the Solution Architect is responsible for designing scalable, secure, and business-aligned technology solutions that support Momentum Financial Services Group's strategic objectives. Acting as a key bridge between business stakeholders, product teams, and technology teams, the Solution Architect translates business requirements into end-to-end solution designs while ensuring alignment with enterprise architecture standards, security requirements, and long-term technology roadmaps.

This role will lead architecture efforts across customer-facing applications, core business platforms, third-party integrations, cloud technologies, data solutions, and digital transformation initiatives. The successful candidate will play a critical role in modernizing systems, improving business capabilities, and enabling growth through innovative technology solutions.

What You'll Do

• Design end-to-end technology solutions that address business objectives while ensuring scalability, security, maintainability, and performance.
• Translate business requirements into architecture, blueprints, solution designs, integration patterns, and technical roadmaps.
• Define application, integration, data, and infrastructure architectures that support enterprise-wide initiatives.
• Ensure solution designs align with enterprise architecture standards, technology roadmaps, and regulatory requirements.
• Evaluate architecture alternatives and provide recommendations that balance business value, technical feasibility, cost, and risk.

Business Partnership & Strategy

• Partner closely with business leaders, product teams, and stakeholders to understand business goals, pain points, and future-state capabilities.
• Lead discovery sessions and architecture workshops to identify opportunities for process improvement, automation, and modernization.
• Serve as a trusted advisor to business and technology leaders on solution strategy and technology investments.
• Support the development of business cases for technology initiatives and transformation programs.
• Design and oversee integrations between customer-facing platforms, internal systems, third-party vendors, credit bureaus, alternative data providers, and external partners.
• Define API, middleware, message-based, and event-driven integration strategies.
• Ensure solutions support high-volume transaction processing, data integrity, system resilience, and operational efficiency.
• Collaborate with development teams to ensure architecture principles are followed throughout implementation.
• Lead architecture decisions involving cloud platforms such as AWS and Azure.
• Support cloud modernization, migration, and optimization initiatives.
• Establish architecture standards and best practices for application development, integration, security, and infrastructure.
• Evaluate emerging technologies and provide recommendations to improve business capabilities and customer experience.
• Collaborate with data and analytics teams to support reporting, business intelligence, and data-driven decision making.
• Define data flows, data integration strategies, governance requirements, and architecture standards.
• Support solutions that improve data quality, accessibility, compliance, and operational reporting.

Project Delivery & Governance

• Provide architecture governance throughout the project lifecycle.
• Conduct architecture reviews and ensure implementations remain aligned with approved designs and enterprise standards.
• Partner with project managers, developers, vendors, and business stakeholders to drive successful solution delivery.
• Identify technology risks and recommend mitigation strategies.
• Ensure solutions adhere to cybersecurity, privacy, compliance, and regulatory requirements.
• Partner with security and risk teams to assess technology risks and implement appropriate controls.
• Incorporate resiliency, disaster recovery, and operational readiness considerations into solution designs.
• Support audit, governance, and compliance activities as required.

What We're Looking For

Education & Experience

• Bachelor's degree in computer science, Information Technology, Engineering, or related discipline.
• 8+ years of progressive experience in Solution Architecture, Enterprise Architecture, Technology Consulting, Systems Integration, or Software Engineering.
• Experience designing and implementing enterprise technology solutions within Financial Services, FinTech, Banking, Lending, or other highly regulated industries.
• Proven experience supporting technology transformation and modernization initiatives.

Technical Expertise

• Strong knowledge of enterprise architecture principles and solution design methodologies.
• Experience designing customer-facing systems with complex back-office integrations.
• Hands-on experience integrating with third-party providers, including credit bureaus, alternative data providers, payment systems, and external APIs.
• Ideally experience with Telephony and/or Retail and/or Digital
• Agile & Waterfall experience is ideal
• Architecture Gates and Review Boards
• Strong understanding of cloud platforms such as AWS and Azure.
• Knowledge of Microsoft .NET technologies, web services, APIs, databases, and distributed systems.
• Experience with SQL Server, PostgreSQL, and NoSQL databases.
• Understanding middleware technologies, enterprise service buses (ESB), and integration platforms.
• Familiarity with DevOps, CI/CD pipelines, and modern software development practices.
• Experience evaluating and implementing Commercial Off-The-Shelf (COTS) software solutions.
• Knowledge of workflow automation and process automation solutions.

Leadership & Communication

• Exceptional stakeholder management and relationship-building skills.
• Proven ability to influence cross-functional teams without direct authority.
• Strong business acumen with the ability to translate technical concepts for non-technical audiences.
• Excellent verbal, written, presentation, and facilitation skills.
• Demonstrated experience working with internal stakeholders, executive leadership, vendors, and external partners.

Why Join Momentum Financial Services Group

At MFSG, technology is a key enabler of growth and innovation. As a Solution Architect, you will play a strategic role in shaping the future-state architecture of our platforms, products, and enterprise capabilities. You will work across business and technology teams to deliver scalable, secure, and customer-centric solutions that help Canadians access the financial services they need while driving meaningful business outcomes.

Committed to Equal Opportunity:

MFSG is committed to accommodating applicants up to the point of undue hardship during the recruitment, assessment and selection process. If you are selected for an interview, please notify MFSG if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation, MFSG will work with you to determine how to meet your needs.

About MFSG – Our Commitment to Responsible Innovation

At MFSG, we are committed to building innovative solutions grounded in ethical, transparent, and responsible use of data and technology. Aligned with the principles outlined in Canada’s Artificial Intelligence and Data Act (AIDA), we take a proactive approach to ensuring that any AI or data-driven systems we use are safe, fair, and accountable.

This posting is for a current position within our organization, offering the opportunity to contribute to meaningful, responsible innovation that supports our employees, clients, and communities.

We prioritize strong data governance, clear communication around how systems work, and safeguards that reduce risks and protect individuals. Our focus is on developing tools and processes that promote equity, reliability, and trust, supported by ongoing monitoring and continuous improvement.

Joining MFSG means contributing to a future-focused organization that values both innovation and integrity, where your work helps shape solutions that responsibly support our employees, clients, and communities.

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