Test analyst Jobs in Toronto, ON

Main activities

Syndication Support (50%)

• Responsible for document fulfillment through all parts of the loan lifecycle. Prepare and execute all loan sale documentation and provide ongoing support, both internally and externally, during the underwriting process.

• Team with Originations and Credit to ensure file integrity and maintain a consistent folder for our external partners.

• Assist in communicating terms and conditions on syndicated loans to external partners.

• Collaborate with the team in providing concise, yet informative responses to syndicate partners on their requests.

• Communicate and follow up with syndicate partners on required documents and help to ensure that files are AML compliant.

• Assist colleagues in Syndications and Portfolio Management in the ongoing management and oversight of the syndicated loan portfolio.

Internal Liaison (40%)

• Partner with internal stakeholders and cross‑functional teams to ensure seamless, efficient handling of syndicated transactions throughout the full lifecycle to maturity or payout.

• Work closely with internal teams to facilitate the onboarding of investors and the funding and maintenance of syndicated commercial assets.

Ad Hoc (10%)

• Assist in the preparation and updating of reporting for the Syndicated Lending team.

• Explore ways in which to streamline and improve existing processes and reporting requirements.

• Address other ad hoc requirements, as needed, to support internal and external stakeholders.

Knowledge/Skill Requirements

• Post-secondary education (diploma/degree) preferably in business or finance is required.

• 2-4 years of lending experience and demonstrated commercial lending underwriting proficiency.

• Knowledge of loan syndication principles, planning and tactics

• Sound technical knowledge of commercial real estate underwriting, financial statement analysis and factors affecting the commercial mortgage market

• Effective analytical and problem-solving skills

• Working knowledge of AML/ATF regulations and Corporate/Legal documentation (both direct and partner originated transactions) for commercial real estate in multiple jurisdictions across Canada

• Strong organization and time management skills with the ability to handle multiple competing priorities

• Demonstrated ability to work independently to achieve goals

• Highly developed verbal and written communication skills with the ability to respond in a clear, concise and professional manner

Job complexities

The position requires an individual to be a self-starter and make sound underwriting and servicing recommendations as efficiently as possible. The incumbent should be prepared to always manage files of complexity and shall possess cognitive skills, professional judgement and the ability to work independently to properly assess individual transactions and rely on past experiences to assist in mitigating risk. The incumbent is required to follow corporate policies, procedures and regulatory requirements to work through files and rationalize the recommendations or decisions made. Transactions may be presented from multiple partners, each having unique complexities. As such, the incumbent must be able to draw on specific product/document knowledge to assess suitability.

Accountability

The position operates under direct management of the VP, Commercial Real Estate Credit, however, works most closely with, and takes direction from, other members of the Syndicate Lending team. The accountability of the role falls mainly within the parameters of their daily duties, managing their deal flow as assigned. The position is required to provide optimum customer service with the goal of maintaining long-standing relationships and providing support in the development of new business connections.

Physical Demands/Working Condition

Normal Office environment with no physical demands, however, there is pressure, at times, placed on the role due to the time sensitivity of each transaction and to meet production targets. Hybrid work is expected with 3 days in person depending on the level and seniority of the role.

What we offer [For full-time permanent roles] Competitive discretionary bonus Market leading RRSP match program Medical, dental, vision, life, and disability benefits Employee Share Purchase Plan 🏽 Maternity/Parental top-up while you care for your little one Generous vacation policy and personal days Virtual events to connect with your fellow colleagues Professional development and comprehensive Career Development program A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience Equity, Diversity & Inclusion

EQ is committed to building an inclusive, accessible environment where every employee feels valued, respected, and supported. We believe our organization is stronger — and our people thrive — when we honour and celebrate diverse experiences, identities, and perspectives. We’re equally committed to supporting your growth, both professionally and personally.

We provide a barrier‑free recruitment process and work environment. If you require accommodations at any stage, we will work with you to ensure you can bring your best self to the process and beyond.

As part of our recruitment process, EQ uses AI to help screen, assess, and/or select applicants for this position. All AI-enabled outputs are reviewed and validated by our talent team. All candidates considered for hire must successfully complete a criminal background check and credit check. While we appreciate every application, an EQ recruiter will contact only those whose skills and experience most closely match the requirements of the role.

EQB Inc. (TSX: EQB) is the parent company of Equitable Bank, the country's seventh-largest Schedule I bank by assets, which operates EQ Bank, Canada's Challenger Bank. EQB Inc. serves nearly 4 million Canadians and manages approximately $150 billion in combined assets under management and administration.

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