Key Responsibilities : Client Consultation & Needs Assessment : Meet with clients to understand their financial goals, objectives, and current financial situation. Assess financial documents, including income, expenses, debts, assets, and liabilities. Discuss risk tolerance, investment preferences, and future goals (e.g., retirement, buying a home, education). Financial Planning & Strategy Development : Develop customized financial plans that address clients’ specific needs and objectives. Provide advice on investments, insurance, retirement planning, estate planning, tax strategies, and debt management. Recommend financial products and solutions such as mutual funds, insurance policies, retirement accounts, etc. Investment Advice : Guide clients on portfolio diversification, asset allocation, and investment strategies. Keep clients informed about investment performance and market conditions. Retirement & Estate Planning : Create retirement savings plans and strategies for managing income post-retirement. Develop estate plans that ensure wealth is distributed according to the client’s wishes, minimizing estate taxes and other costs. Risk Management : Advise on insurance needs, including life, health, disability, and long-term care insurance. Help clients understand risk exposure and develop strategies to mitigate those risks. Ongoing Client Support & Monitoring : Conduct regular meetings with clients to review their financial plans and adjust as necessary based on life changes (e.g., marriage, children, job changes). Track clients’ financial progress and provide updates or adjustments as needed. Ensure clients are meeting their financial goals by tracking investment performance and adjusting asset allocation if needed. Education & Communication : Educate clients about financial topics such as investing, retirement, tax savings, and financial planning tools. Provide clear, concise, and understandable explanations of complex financial products or strategies. Skills : Strong analytical skills with an ability to assess complex financial data. Excellent communication and interpersonal skills for working with clients and explaining financial concepts. Proficiency with financial planning software and tools (e.g., Excel, financial planning platforms). Knowledge of tax laws, investment strategies, retirement plans, and estate planning. Resumes without phone number or foreign phone numbers will not be considered. Powered by JazzHR