Job Summary
Risk assessment and adjudication of challenging Capital Markets and Corporate Client Group transactions across the globe.
Job Description
What is the opportunity?
Group Risk Management Wholesale Credit focuses on risk assessment and adjudication of challenging Capital Markets and Corporate Client Group transactions across the globe.
Your intellectual curiosity and drive to understand complex corporate credits will help you deliver effective analysis of business and financial risk in order to provide comprehensive credit approval recommendations.
As Associate Director, your highly-developed experience with financial analysis and credit and ability to quickly determine what’s relevant and what’s not will set the stage for success.
What will you do?
Work closely with the business at early stages on the risk aspects of any new transaction under consideration and provide direction and guidance as required to ensure the eventual deal structure adequately mitigates key risk concerns
Review Transaction Requests, term sheets and risk assessments within agreed timelines and / or turn-around benchmarks, highlight exceptions to applicable policies and guidelines, and suggest enhancements
Ensure an appropriate balance between Risk and Return
Review and adjudicate financial models and assist in continuous oversight of borrower’s business and financial performance through monitoring of financial and industry information, regulatory changes, third party analysis including rating agency publications, and other early warning signals
What do you need to succeed?
Must-Haves
Minimum 5 years of experience working in a financial institution, preferably in lending
Good understanding of loan and trading credit products with a proven track record of building effective relationships with internal / external stakeholders
Significant experience with Excel, including as a tool for financial analysis and a good understanding of financial modelling and financial statement analysis
Analytical and intellectually curious mindset
Ability to deal with obstacles and work to develop effective solutions / recommendations on tight timelines
Strong communication skills (both written and presentation) and ability to work with others in a collaborative manner
Nice-to-Haves
Postgraduate degree, accounting designation and / or CFA
Interest in pursuing a career in credit risk management
Industry knowledge and experience
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper.
We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program including bonuses and flexible benefits and competitive compensation
Leaders who support your development through coaching and managing opportunities
Ability to make a difference and lasting impact
Flexible work / life balance options
Work in a dynamic, collaborative, progressive, and high-performing team
Job Skills
Accounting Finance, Asset and Liability Management (ALM), Commercial Loan Review, Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Financial Statement Analysis, Risk Management
Additional Job Details
Address :
ROYAL BANK PLAZA, 200 BAY ST : TORONTO
City : TORONTO
TORONTO
Country : Canada
Canada
Work hours / week : 37.5
37.5
Employment Type : Full time
Full time
Platform :
GROUP RISK MANAGEMENT
Job Type : Regular
Regular
Pay Type : Salaried
Salaried
Posted Date : 2024-11-21
2024-11-21
Application Deadline :
2024-12-06
Note : Applications will be accepted until 11 : 59 PM on the day prior to the application deadline date above
I nclusion and Equal Opportunity Employment
At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work.
We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.
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