Position Description
About Us
First Nations Bank of Canada is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada.
Over 87% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well-being of Indigenous people.
Headquartered in Saskatoon, SK and named one of Saskatchewan’s Top Employers, FNBC takes pride in its workforce of over 64% Indigenous employees working at locations across Canada.
About the Role
- The Commercial Banking Analyst is accountable for providing support to Commercial Account Managers in the risk management of customers;
- preparing competitive credit package with a high quality of risk assessment, due diligence and credit presentation; understanding pricing models and applying them effectively;
identifying business opportunities amongst existing customers; while adhering to the Bank’s guidelines, policies and procedures.
What You Will be Doing :
Structure and package competitive solutions to assist the Commercial team to meet customer needs in a timely manner
Maximize profitability ensuring that FNBC pricing guidelines are utilized and threshold is met / exceeded with each
Support the Commercial Banking team in identifying business opportunities amongst existing customers
Develop and maintain an understanding of pricing models / concepts and apply them effectively
Support the Commercial Banking team in competitive credit packages in the CB segment in a timely manner
Write credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation
Make recommendations on credit decisions to VP Commercial Banking
Use Bank guidelines and systems to effectively minimize time spent / writing / monitoring credit while maintaining credit quality (risk assessment, due diligence, etc.)
Renew credits in a timely manner, meeting targets for expired credits
Monitor and control the portfolio and provide feedback to the VP Commercial Banking on any accounts that are outside guidelines and / or assigned limits and conditions
Be knowledgeable of and comply with Bank and Industry Codes of Conduct
Qualifications Required
You Must Have :
Post-secondary education in Business (BComm, MBA)
High proficiency with software programs (Excel and MS Word)
Analytical with ability to pay close attention to detail and prioritize work routine
Highly motivated and enthusiastic self-starter who takes an outgoing and enthusiastic approach to their work
Ability to adjust to changing work priorities and meet time sensitive deadlines
Highly adaptable, professional and efficient
A strong desire to learn, grow and succeed
Job Location
This is a full-time position based out our Winnipeg location.