Recherche d'emploi > Toronto, ON > Credit analyst

Credit Analyst

Money Mart Financial Services
Toronto, ON, CA
250K $ / an (estimé)
Temps plein

Company Description

Momentum Financial Services is a leading provider of financial services in North America. For 40 years, we've been committed to providing financial solutions that meet the evolving needs of consumers and business owners.

Through our retail network of over 400 locations, known as Moneymart, Insta Cheques and the Cheque Cashing store, we provide access to cash and related products to help our customers achieve their goals.

Our highly skilled workforce puts customers first in everything we do. We serve 2 million people annually with diverse and innovative financial products such as loans, cheque cashing, money transfer and prepaid cards.

Through this ever-evolving suite of services, we empower customers to manage their finances and improve their lives. Wherever customers are on their financial journey, Momentum Financial Services Group provides solutions.

Corporate

Job Description

GENERAL FUNCTION

Come join a team where you can make a difference. Bring your passion in Artificial Intelligence and Machine Learning to life, bringing a fast-growing consumer lending Fin-Tech to the next stage, and have fun doing it.

Momentum's Analytics & Risk Organization is responsible for managing the risk reward throughout the lifecycle of our credit products and customer journey.

This is an exciting organization where the contributions by the team members can really help Momentum's bottom line and create experiences that our customers love.

Artificial Intelligence and Machine learning are at the core of modern FinTech. You would be part of a new, cutting-edge Artificial Intelligence and Machine Learning center of excellence, tasked with developing innovative solutions to help the business grow and become more efficient.

You get the gist enjoy the experience of working on high impact, Silicon Valley style projects, while living anywhere in the country.

You also get to learn about how big data is revolutionizing the world of consumer financial services.

DUTIES / RESPONSIBILITIES

  • The Risk & Analytics team is looking for a high-performing professionals who will apply their quantitative expertise, attention to detail, and curiosity to solve business problems.
  • Develop quantitative solutions for managing credit risk, fraud risk, marketing campaigns and enhanced customer segmentation.
  • Conceive, design & monitor risk management strategies to improve business profitability in the areas of underwriting, credit line management, universe expansion and alternative data evaluation for lending.
  • Analyze customer level information to determine the effectiveness of strategies and recommend necessary changes to improve profitability.
  • Innovative use of data and processes to improve risk management strategies and the customer experience.
  • Analyze portfolio trends to deliver strategic business insight from internal and external data.
  • Communicate concise and actionable business strategies from vast amounts of data for Sr. Management.

Qualifications

EDUCATION

Master’s degree or higher in a quantitative field such as Decision Science, Data Science, Mathematics, Statistics, Computer Science, Operations Research, Engineering, Finance, or Economics.

EXPERIENCE

  • 2+ years of experience in Financial Services, specifically within Credit Risk Management, Fraud Risk or Marketing Analytics
  • 2+ years of experience solving business problems leveraging data and analytics.
  • 2+ years of experience using SQL, R, Python, Tableau, or similar data mining and analytics applications.
  • Capable of completing descriptive, diagnostic, exploratory, predictive, and prescriptive analytical exercises.
  • Proven ability to give meaning, insight, and purpose to information to drive business decisions.
  • Capable of managing change through typical strategy development lifecycle stages such as Ideation, Solutioning, Execution, and Go-To Market.
  • Proficient in Excel, Word, and PowerPoint.
  • Excellent communication and presentation skills, problem-solving, time-management, collaboration, and interpersonal skills.
  • Proven ability to simply explain complex information to both technical and non-technical audiences.
  • Ability to work autonomously as well as in a team setting.
  • Demonstrated ability to influence critical business outcomes in a matrix based, global environment.
  • Aptitude and willingness to roll-up the sleeves and get involved in the details.
  • Highly curious with the desire to go deep beneath the surface to solve problems.
  • Must have good business judgment with demonstrated ability to think creatively and strategically.

SKILLS (Preferred)

  • Provenir
  • Decision engine
  • Underwriting platform
  • Software Development

Additional Information

All your information will be kept confidential according to EEO guidelines.

Il y a plus de 30 jours
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