Junior Credit Analyst

Location : Markham, ON (Hybrid)

About Us :

Join our fast-growing, enthusiastic team of young go-getters in a highly successful finance business. Where our passion is driven by a common purpose—

to disrupt and change the $76 billion-dollar asset-based lending industry.

For over 30 years, Econolease has led North America in restaurant equipment financing. Through leasing, renting, business loans, 0% financing and payment processing, we work with more than 3,000 restaurant owners each year, helping them achieve their goals throughout Canada, the U.S., and Australia.

With our new digital platforms, owners and operators can now apply online, confirm their pricing terms, sign their contracts, and view previous leases.

This role isn’t about being one spoke in a big wheel. It’s an opportunity to be a major part of a tight sales team.

We’re looking for drive, passion, motivation, and enthusiasm. Never satisfied with the status-quo, Econolease has made dynamic shifts in the lending space already with an ambitious and calculated path ahead to render the legacy parts of our business obsolete.

This is a growth opportunity for our company and for the right candidate – will that be you?

Summary :

The primary duty of this role is to support the credit department by preparing and verifying information on credit applications for both Canada and the US.

Additionally, the applicant will be responsible for providing recommendations or making informed decisions on credit applications.

Key Responsibilities :

• Thoroughly review and verify credit application details, which involves :
• Identifying and correcting any application errors in the system
• Confirming the accuracy of business locations
• Ensuring the validity of Tax Identification Numbers
• Investigating and confirming the legitimacy of tradenames and corporate entities
• Performing comprehensive land title searches
• Obtaining and analyzing consumer and commercial credit reports as require
• Evaluate new and existing vendors to ensure compliance and reliability
• Perform asset valuations on expensive or specialized equipment, real estate, and other forms of collateral, ensuring accurate assessment of their market value.
• Support various credit administrative functions to maintain efficient operations
• Make informed decisions on credit applications when necessary, ensuring adherence to policies and guidelines

Qualifications / Experience :

• Bachelor’s degree in Business Administration or Equivalent (Preferred)
• 1 year of experience working in a similar role (Preferred)

Other Requirements :

• Attention to Detail : Ability to review applications and credit reports with precision and accuracy is essential.
• Analytical Skills : Proficiency in assessing credit information, conducting evaluations, and making informed credit recommendations and decisions are important.
• Communication Skills : Strong written and verbal communication skills are needed to interact with internal teams
• Organizational Skills : Being able to manage and prioritize tasks effectively, especially when dealing with multiple credit applications and administrative responsibilities.
• Problem-Solving Skills : Capability to resolve issues, troubleshoot errors, and make sound decisions.

What we offer :

• Casual dress
• Corporate fitness program
• Comprehensive benefits package
• Competitive compensation package with a discretionary bonus
• Social company gatherings
• A fun and enriching work environment geared towards personal and professional growth

At Econolease, diversity is a cornerstone of innovation and success. We are committed to fostering an inclusive environment where individuals from all backgrounds, experiences, and perspectives are valued, supported and empowered.

Embracing our differences enriches our workplace culture and enhances our ability to serve our diverse clients and communities.

Together, we strive to create a space where everyone can thrive and contribute to their fullest potential.

If this sounds like a role that interests you, we would love to hear from you!

To learn more, please check out our website .