Senior Risk Consultant - P&C

Company : Sovereign Insurance

Department : Enterprise Risk Management

Employment Type : Regular Full-Time

Work Model : Hybrid (2days / week in office)

Language : English is required, French is an asset.

The Opportunity :

As a wholly owned subsidiary of the Cooperators General Insurance company, believes your experience matters. This is our promise to not only our clients but to our employees as well, because we know the strength of our company starts with our people.

The smart, curious, and collaborative people who bring their whole heart and passion to work each day. But you can’t pour from an empty cup;

we take care of the well-being of our people so that they are inspired to protect Canadian businesses and the lives, families, and communities we impact.

Join us and begin shaping your experience at Sovereign.

We are looking for a professional and ambitious Senior Risk Consultant, specializing in P&C operations to join our Risk Engineering team .

The successful candidate will be adept with previous experience at conducting risk assessments on commercial and farm properties identify risks / exposures and sharing this expertise with their underwriting partners.

Utilizing your expertise and relationship building skills, you will meet with advisors, clients and underwriting to conduct a physical survey of the insured operations.

Any commercial risk assessment experience is an asset. Take your career to the next level by developing your natural ability to see the big picture, think creatively, and challenge the status quo, while working with some of the industry’s leading professionals.

How you will create impact :

• Conduct risk evaluation services (property and liability) through site surveys to identify and evaluate loss exposure, hazards, and controls for risks.
• Provide meaningful recommendations for loss prevention improvements through analysis of construction, occupancy, protection, exposures, hazards, fire protection systems, etc.
• Provide consultative risk improvement services and training to advisors and underwriters.
• Ensure assessments are completed in a cost-effective, timely and productive manner in accordance with specified service standards.
• Establish positive relationships with clients and maintain strong relationships with internal staff and external service providers.
• Provide regular coaching sessions to manage performance and support each member of the team to progress.

How you will succeed :

• You thrive on delivering our exceptional client experience through positive and engaging relationships; embracing accountability to achieve effective results.
• You ensure your day-to-day actions are in harmony with the company’s purpose, vision, and values even when challenged.
• You are open and adaptable to changing conditions with a natural curiosity to explore and try new approaches.
• You value cooperative and collaborative dialogue because diverse perspectives offer more creative and productive solutions.

To join our team :

• A degree or diploma in Engineering, Agriculture or a related field of equivalent experience.
• Knowledge of NFPA standards and relevant fire and building codes is required.
• A minimum of 7 years’ experience in loss control / risk engineering focusing on commercial and farm risk
• In progress or completion of insurance-related loss prevention courses (Building Construction, Basic Hazards, special hazards and processes, liability loss prevention).
• Specialized skills in trades or fire protection and prevention fields are considered assets.
• CIP and / or CRM designation is an asset.
• Infrared Thermography Level 1 and Level 2 is an asset.

What you need to know :

You are required to have your own vehicle, valid driver’s license, and insurance with opportunity to obtain a company vehicle.

This role will require day to day travel.

• Extended work hours may be required.
• Potential exposure to conditions that require health and safety protection, such as chemicals, noise, dust and debris.
• This role involves direct contact with clients and / or service providers in their environment.
• You will work on a virtual team or remotely. A high degree of autonomy is required.

What's in it for you?

• The opportunity to take on challenging work and contribute your expertise, creativity, and passion in meaningful ways.
• A comprehensive total rewards package, including competitive salary with language premium for French fluency, bonus, paid time off, pension and benefits.
• A holistic approach to your well-being, with physical and mental health programs and flexible work options.
• The opportunity to work on an inclusive team who inspire each other to explore and achieve what’s possible.
• An organizational commitment to sustainability and charitable giving; positively impacting the social, environmental, and economic well-being of Canadian businesses, families and communities.

Expected Salary Range : $69,000 - $115,00

The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to : local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.

Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and / or business performance, or other business metrics.