Senior Financial Analyst - Lending Products

About us :

Peoples Group is a boutique Financial Institution with offices located in Vancouver, Calgary, Toronto, and Montreal that has been in the Canadian marketplace for over 30 years.

Our mission is to exceed our customers' expectations by providing exceptional customer service backed by extensive product knowledge and experience.

Our culture here at Peoples Group is formed by our values; Strength-Based, Relationship Focused, and Passionate Execution.

We believe people don't choose a company to work for, they choose a company tojoin. We also believe that people come first and each day we strive to be willing, trustworthy, and creative.

About the work environment :

Peoples Group offers a flexible and hybrid work environment. In this role you will work a combination of in-office and remotely from home.

Typically, you'll be working regular business hours, Monday to Friday between 8 : 00am and 4 : 30pm with flexibility around start & end times.

About you :

As a Financial Analyst for Lending Products, you are experienced in FP&A who you're whiz in end-to-end forecasting, budgeting, and financial modeling.

You will support financial analysis of lending products within the company, collaborating with team members, and department leads to help drive sound decision-making.

You seek out new learning and growth opportunities, while working on multiple unique projects across different lines of business, involving elevated levels of critical thinking.

You are a forward thinking, strategic, and solutions-oriented finance and accounting professional with a strong work ethic and passion for learning and growth.

About the qualifications :

• Bachelor's degree in Finance, Accounting, or related field. Professional certification in finance or accounting (e.g., CFA, CPA) preferred.
• 5+ years of experience in financial analysis, credit analysis, or a related field.
• Strong analytical and problem-solving skills, with ability to interpret complex financial data.
• Financial modeling and valuation skills (including DCF, comps analysis, forecasting, etc.), an asset.
• Excellent communication and presentation skills, with ability to effectively convey insights and recommendations to non-technical stakeholders.
• Proficiency in financial software applications, including spreadsheets, databases, and financial planning tools.
• Strong understanding of lending and credit principles, including credit scoring models and risk assessment techniques.
• Ability to work in a fast-paced environment and meet tight deadlines.

About the day-to-day :

• Prepare reports and presentations to support decisions related to lending products, including pricing.
• Develop and maintain financial models to forecast loan performance, including cash flow projections and credit metrics.
• Support the development of quantitative analyses including financial forecasting, valuation modeling, and strategic decisions (e.

g. invest / build / partner, etc.).

• Contribute to the ongoing improvement of practices and processes to promote operational efficiency.
• Conduct regular portfolio reviews to identify trends, risks, and opportunities for improvement.
• Collaborate with credit analysts to develop and refine credit policies and procedures.
• Provide ad-hoc analysis and support to senior management and other stakeholders as needed.
• Maintain accurate and up-to-date financial records and databases.
• Stay current with industry trends, regulatory changes, and best practices in lending and credit analysis.

Annual Compensation :

Peoples Group is pleased to offer employees a competitive annual salary and discretionary profit share opportunity. Salary for this position will vary between $80,000 and $90,000 per year depending on the knowledge, skills, abilities & experience that the chosen candidate possess.

As part of our recruiting process, shortlisted candidates will be asked their salary expectations for this position.

Help us get to know you better by answering our application questions! Your participation is an expected and essential part of our selection process.

NOTE : Please accept our utmost appreciation for your interest; however, only those applicants under consideration will be contacted.

Peoples Group is an Equal Employment Opportunity employer.