Data Scientist Student, Credit Risk Analytics (4 months) - Summer 2026

Our Commitment to Students

At Canadian Tire, we are committed to providing students with a supportive and collaborative environment that fosters knowledge sharing and offers key experiences to help them develop their capabilities through projects and objectives. We believe in setting specific and measurable goals that align with our business objectives to support learning and help students achieve their full potential. Our culture emphasizes learning from others, continuous improvement, agility, growth, and innovation, and we are invested in building a talented, diverse workforce for the future of Canada and Canadian Tire. Additionally, we are dedicated to building strong relationships with our student employees by engaging with them throughout their education and career pursuits and creating opportunities for ongoing communication and relationship building.

What you’ll do :

The Credit Risk Data Analyst Student reports to the Manager of Modeling & Segmentation Analytics within our Credit Risk Division. The mandate of the Credit Risk Management Division of Canadian Tire Bank is to build familiarity with our credit card customers to strengthen the customer relationship with Canadian Tire Corporation. This Division is responsible for the design and execution of credit risk strategic decisions, the development and execution of machine-learning models that help predict customer behaviour, providing actionable customer intelligence to maximize our credit card portfolio profitability :

Help develop predictive models that will form the basis of information-driven strategies executed within Credit Risk which includes credit limit assignment, marketing promotions, collections and new account adjudication.

Help design and implement robust model deployment techniques, as well as performance metric tracking.

Participate in development of new predictive models to support the business, including preliminary analyses of available data and advising on feasibility / impact.

Predictive model validation and evaluation through development of objective-specific metrics.

Develop and maintain expertise with lending, credit scoring, behaviour scoring, portfolio management, direct marketing, data mining, and industry trends.

Ad-Hoc analytical requests as needed

What you’ve done :

Currently enrolled in a post-secondary program in Mathematics, Statistics, Computer Science, or a related discipline

Demonstrated superior analytical, mathematical, and problem-solving skills

Knowledge of statistics and statistical models

Self-driven development of technical skills through projects or hackathons

Programming experience in Python / SAS / R

Working knowledge of Python’s data-manipulation libraries (ex. pandas, numpy)

Proven experience using MS Office Suite (Excel / Word / PowerPoint)

Excellent attention to detail

Exceptional communication skills with the confidence and passion to share knowledge

Creative thinker who is observant to seek new opportunities and perceptive to abstract ideas

Goal driven individual to seek out continuous improvement opportunities

We’re always looking for great talent! In addition to competitive pay, we offer :

Career growth opportunities and product discounts

Our typical hiring range is between $23.00 and $37.00 CAD Hourly. Salary decisions are also dependent on other factors such as your experience, job-related knowledge, skills and competencies, market location, industry benchmarks, internal equity and other role-specific requirements.

This posting represents an existing vacancy within our organization.

À propos de nous

Chez Services Canadian Tire Limitée / Banque Canadian Tire, il est de notre mandat de continuer à créer des solutions financières novatrices et avantageuses pour nos clients. Notre gamme croissante d’articles et de services témoigne de la contribution dynamique de nos employés et notre succès repose sur une vision forte, des clients fidèles et notre capacité à constituer des équipes qui reflètent la diversité des clients et des communautés dans lesquelles nous vivons et travaillons. Joignez-vous à nous, il y a une place pour vous ici!

Notre engagement envers la diversité, l’inclusion et l’appartenance

Nous nous engageons à favoriser un environnement où le sentiment d’appartenance est florissant et où la diversité, l’inclusion et l’équité font partie intégrante de tout ce que nous faisons. Nous croyons en la création d’une culture organisationnelle où les gens sont traités en tout temps avec dignité dans le respect de la religion, de la nationalité, du sexe, de la race, de l’âge, de la capacité perçue, de la langue parlée, de l’orientation sexuelle et de l’identité de chacun. Nous sommes unis dans notre objectif d’être ici pour contribuer à améliorer la vie au Canada.

Accommodements

Nous tenons fermement à notre valeur fondamentale d’inclusion. Nous accueillons et encourageons les candidats issus de groupes en quête d’équité, comme les personnes racisées, les Autochtones, les membres de la communauté 2SLGBTQIA+, les femmes, les personnes handicapées et autres. Si vous avez besoin d’accommodements pour postuler à ce poste ou lors de l’entrevue, veuillez-nous le faire savoir lorsque vous nous contacterez, et nous travaillerons avec vous pour répondre à vos besoins.