Job Details
Description
About us :
Peoples Group is a boutique financial institution with offices located in Vancouver, Calgary, Toronto, and Montreal that has been in the Canadian marketplace for over 35 years.
Our mission is to exceed our customers' expectations by providing exceptional customer service backed by extensive product knowledge and experience.
Our culture here at Peoples Group is formed by our values : Trustworthy, Creative, Willing. We believe people don't choose a company to work for, they choose a company to join.
We prioritize risk-based practices and procedures in order to remain risk intelligent and compliant. We value people, building relationships, and focusing on strengths;
we execute with passion.
About the work environment :
Peoples Group offers a flexible and hybrid work environment. In this role you will work a combination of in-office and remotely from home.
Typically, you'll be working regular business hours, Monday to Friday between 8 : 00am and 4 : 30pm with flexibility around start / end times.
We are hiring for this position out of our Toronto office. Successful candidates who apply outside of these areas will be expected to relocate and reside in a location that is within a commutable distance.
About you :
You are a skilled and experienced Mortgage Underwriter with a track record in underwriting loan files and preparing credit submissions.
You are able to work under tight deadlines and maintain composure under pressure. You are highly motivated, proactive and team-oriented with a commitment to excellence and professionalism.
You have developed written and verbal communication skills with the ability to communicate with Business Development Managers / Mortgage Brokers.
About the qualifications :
- At least 2 years of experience in a Mortgage Underwriter capacity and or comparable experience in a similar role.
- Post-secondary degree or diploma in a related field.
- Understanding of the mortgage industry and lifecycle.
- Understanding of credit and underwriting practices, and lending products.
- Understanding of the financial services industry, its independent distribution channels, and the regulatory environment.
- Ability to work under tight deadlines and maintain composure under pressure.
- Strong computer skills, including MS Office and lending operating systems.
About the day-to-day :
- Investigate and evaluate mortgage and loan applications, ensuring compliances with organizational processes, aligning with senior management as needed.
- Coordinate and analyze credit applications and ensure consistent, objective, and sound credit decisions are made.
- Liaise with the default insurers and appraisal service providers to ensure collateral security is acceptable and meets the guidelines of People Group.
- Build rapport with internal and external stakeholders and maintain working relationships with assigned external client groups (Mortgage Brokers / Business Development Managers).
- Verify data and information on mortgage applications with third parties.
- Resolve any escalated credit issues, reply to internal and external client queries, and communicate credit decisions and recognizes when issues require escalations.
- Recommend changes to credit policy based on tendencies identified in the underwriting of loan files.
Compensation :
Peoples Group is pleased to offer employees a competitive annual salary plus a discretionary profit share opportunity. Salary for this position will vary between $63,000 and $68,000 per year depending on the knowledge, skills, abilities and experience that the chosen candidate possess.
As part of our recruiting process, shortlisted candidates will be asked their salary expectations for this position.
Help us get to know you better by answering our application questions! Your participation is expected as an essential part of our selection process.
NOTE : Peoples Group is an Equal Employment Opportunity employer. Please accept our utmost appreciation for your interest;
however, only those applicants under consideration will be contacted.
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