Underwriter | Elect Capital | Toronto
📍 Location: Toronto, Canada
Reporting to: Senior Underwriter / Head of Credit Risk
About Elect Capital
Elect Capital backs ambitious UK, Canadian and US businesses with capital that cuts through the noise. Built for speed, edge and action, we deliver funding where others stall. We're not here to reinvent financing – we're here to do it better. We move at the pace of our clients and connect them to capital that works.
Elect offers 1–9 month business financing with daily or weekly repayments and fast, transparent decisions. 90% of completed applications receive an offer within 4 hours – with clear pricing, no unnecessary hurdles, and a team that knows how to get deals done. Whether a client applies directly or via a broker, we aim to make the funding journey sharp, clean and simple.
Our Mission
We are on a mission to back ambition. Disrupting the lines of traditional finance and providing access to ambitious businesses, with capital that moves as fast as they do.
Our Values: C.O.R.E
Challenge – Ask the hard questions. Improve what you touch.
Opportunity – Spot it. Shape it. Run with it.
Resilience – Stay steady. Adapt fast. Keep momentum.
Edge – Think sharp. Move sharp. Stand out.
We hire people who act fast, think commercially, and bring clarity to everything they do.
The Role
We're looking for a sharp, detail-driven Underwriter to assess credit risk across our deal flow. You'll analyse financials, apply credit policy, and work closely with sales, ops, and credit to help move good deals fast — and stop bad ones faster. This is a hands-on role where accuracy, commercial instinct, and pace are essential.
Key Responsibilities
What We're Looking For
Bonus: Experience in unsecured, short-term SME underwriting
Our Offer
Think you're a fit? Let's talk.
Underwriter • Toronto, ON, CA
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