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Vice President, Credit Risk, Residential MortgagesConfidential • Toronto, Ontario, CA
Vice President, Credit Risk, Residential Mortgages

Vice President, Credit Risk, Residential Mortgages

Confidential • Toronto, Ontario, CA
7 days ago
Job type
  • Full-time
Job description
Vice President, Credit Risk, Residential Mortgages About the Company Established Canadian private residential mortgage lender serving alternative and near-prime borrowers. Industry Financial Services Type Privately Held About the Role The Company is in search of a Vice President, Credit Risk for Residential Mortgages. The successful candidate will be responsible for leading and overseeing the underwriting and credit risk functions within the residential mortgage portfolio. This includes the establishment and maintenance of underwriting guidelines, lending policies, and credit adjudication frameworks, particularly for B mortgage products. The role also involves the development and execution of underwriting strategies that align with the company's growth objectives and risk appetite, as well as the management of a high-performing underwriting and risk team. The VP will be expected to ensure compliance with Canadian mortgage lending regulations, and internal governance standards, and to foster a culture of disciplined decision-making and continuous improvement. Applicants for the Vice President, Credit Risk position should have a minimum of 10 years' of experience in Canadian residential mortgage underwriting and credit risk management, with a strong background in alternative, monoline, private, or Schedule I/II mortgage lending environments. The role requires a candidate with a proven track record in leading underwriting and risk teams, a deep understanding of Canadian mortgage regulations, and expertise in underwriting best practices. Experience in supporting the growth of a prime lending platform and a background in working with warehouse lenders, institutional investors, or securitization structures is considered an asset. The ideal candidate will have a seasoned and entrepreneurial builder mindset, capable of operating effectively in a fast-growth environment, and will be instrumental in balancing growth objectives with prudent risk management. Functions - Finance
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Vice President, Credit Risk, Residential Mortgages • Toronto, Ontario, CA

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