Analyst, Trading Credit

Were building a relationship-oriented bank for the modern world. We need talented passionate professionals who are dedicated to doing whats right for our clients.

At CIBC we embrace your strengths and your ambitions so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC please visit

What youll be doing

CIBC Capital Markets serves as the wholesale arm of CIBC offering a broad range of investment banking global markets credit and research products and services to government institutional corporate and retail clients across North America and key markets globally. Employees within CIBC Capital Markets work in highly disciplined cross-functional teams leveraging industry expertise to deliver innovative capital solutions and advisory services across a wide array of sectors.

As an Analyst Trading Credit you will provide comprehensive analytical and research support to professionals within the Trading Credit Corporate Banking (TC CB) team. Under the guidance of Senior Relationship Managers and other senior team members you will help manage counterparty credit relationships and trading credit exposure across a broad range of global market products including derivatives securities financing transactions (SFTs) margin facilities and trade finance products. The portfolio includes complex demanding and high-profile Financial Institution clients such as Banks Broker-Dealers Custodians Pension Funds Asset Managers Alternative Funds Insurance Companies and Government Entities throughout the Americas (Canada US LATAM and the Caribbean).

At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work youll be on-site full-time.

How youll succeed

• Client & Stakeholder Management Help build and maintain relationships with CIBC Global Markets marketers and traders partner with Risk Management and collaborate across business lines to support integrated client coverage connectivity and CIBCs broader strategic objectives. Respond promptly to trading floor credit facility requests. Assist with end-to-end credit onboarding conduct due diligence meetings manage credit amendments negotiate trading documentation (e.g. ISDA/CSA GMRA GMSLA) and efficiently handle other related trading and collateral requests.

• Credit Risk Assessment & Monitoring Provide support in conducting financial statement reviews data analysis and exposure assessments to evaluate counterparty credit risk. Assist in the ongoing assessment of credit quality and exposure by staying current on counterparties financial conditions industry trends and economic developments. Proactively identify and communicate any relevant changes in a clients financial condition or business. Monitor exposures and recommend credit actions within internal risk appetite and policy frameworks ensuring compliance with internal policies and applicable regulatory requirements.

• Portfolio Management & Reporting Assist with ongoing portfolio management including comprehensive annual reviews of credit files and relationships interim amendments portfolio monitoring compliance requirements and other internal reporting as needed. Ensure portfolio alignment with risk management policies and evolving methodologies. Maintain well-organized and accurate credit records to support the preparation and execution of credit submissions.

• Research Analysis & Process Improvement Assist in providing a wide range of analytical and research support to senior TC CB relationship managers internal partners and to clients. Proactively identify opportunities to streamline and simplify processes contribute to continuous improvement and leverage technology and internal AI tools to enhance efficiency and accuracy. Develop proficiency in internal trading credit and risk monitoring systems and adapt quickly to new tools and applications.

• Continuous Learning & Development Commit to continuous learning and development by building technical credit skills deepening your knowledge of CIBC products and capital markets activity and staying informed about market industry and regulatory developments impacting clients. Demonstrate keen intellectual curiosity and support best practices and ongoing team development. Participate in knowledge-sharing team initiatives and community or charitable activities to foster a collaborative high-performing environment. Advance CIBCs purpose-driven culture by exemplifying our brand values: always professional radically simple and genuinely caring.

Who you are

• You have attained relevant education. Bachelors degree in Business Commerce Finance Accounting and/or related field. An MBA/MS CFA/CPA or other professional designation is preferred.

• You can demonstrate relevant professional experience. Previous co-op internship or full-time experience in corporate banking asset management credit risk etc. banking and/or financial sector experience is preferred.

• You can demonstrate knowledge. An understanding of credit risks is preferred as well as knowledge of derivatives SFTs margin facilities trade finance products and other trading floor products. You have understanding of relevant industries including banks broker-dealers asset managers alternative funds pension funds insurance companies and other financial institutions as well as fundamental market drivers capital markets activity and key risk factors.

• You possess strong attention to detail and advanced analytical skills. Experience analyzing financial statements to identify and assess credit risks. You are adept at researching and monitoring large volumes of information from various sources synthesizing key issues gathering data and performing ongoing analyses. You are intellectually curious and motivated to deepen your expertise in credit markets and client risk assessment.

• You are an impactful communicator. You have excellent oral and written communication skills enabling you to convey complex concepts and financial data effectively to internal stakeholders. You collaborate well listen actively and communicate respectfully.

• You act like an owner. You are highly dedicated and motivated with strong career aspirations. You are capable of assuming high levels of responsibility within short timeframes. You are proactive dependable and committed to supporting strategic business objectives and delivering strong client and stakeholder outcomes.

• You possess excellent organizational and time management skills. To handle multiple sometimes conflicting demands and tight deadlines. You are adaptable and flexible in a rapidly changing fast-paced environment. You take ownership of tasks prioritize effectively meet deadlines consistently and prepare thoroughly for meetings and deliverables.

• You are technically savvy. Strong Excel skills are essential. You are comfortable using technology platforms to improve efficiency and effectiveness and are interested in learning new systems and tools including AI-enabled solutions.

• Values matter to you. You bring your real self to work and you live our values trust teamwork and accountability.

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What CIBC Offers

At CIBC your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career rather than just a paycheck.

• We work to recognize you in meaningful personalized ways including a competitive salary incentive pay banking benefits a benefits program* defined benefit pension plan* an employee share purchase plan a vacation offering wellbeing support and MomentMakers our social points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation please contact

• CIBC is committed to clarity in our hiring process. All roles posted are opportunities were actively recruiting for unless stated otherwise.

• You need to be legally eligible to work at the location(s) specified above and where applicable must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills test (such as simulation coding French proficiency).

• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you all that you have to offer and give you the opportunity to learn more about us.

Job Location

Toronto-161 Bay St. 8th

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytical Thinking Business Development Client Service Financial Markets Analysis Financial Modeling Industry Research Portfolio Analysis Strategic Objectives Wealth Management

Required Experience:

IC

Experience: years
Vacancy: 1