Job Title: Solution Architect -Interac e-transfer
Experience Required: 10+ Years
Mandatory Keywords: Interac, e-Transfer, API integration, Real-Time Rail (RTR)
Project Summary / Objective:
Vancity is upgrading its Interac e-Transfer Send and Receive capabilities to API version 3.7 to modernize its payments platform and align with evolving Interac standards. The objective is to ensure readiness for Canada’s Real-Time Rail (RTR) ecosystem and enable faster, real-time payment experiences for members.
Key Responsibilities:
• Analyze current-state Interac e-Transfer implementations by reviewing existing architecture documents, API specifications, and end-to-end payment flows across Digital Banking, Central 1, and Temenos T24 core banking systems.
• Translate high-level solution architecture into detailed low-level design (LLD) for Azure-based integration and orchestration layers, aligned with microservices architecture principles.
• Lead end-to-end integration design activities including service decomposition, orchestration flows, data mapping, messaging standards (ISO 20022 / ISO 8583), error handling, and interface specifications across systems.
• Collaborate with Solution Architecture, Information Security, Compliance, Central 1, business stakeholders, and development teams to ensure functional, security, and regulatory requirements are incorporated into the design.
Expected Experience / Skills:
• 10+ years of experience in designing e-Transfer solutions and API development with strong hands-on experience in solution design and development.
• Minimum 2 years of experience in Interac e-Transfer implementation, including leading development teams.
• Strong experience with Interac, e-Transfer, API integration, and payment systems.
• Deep understanding of microservices architecture, API lifecycle management, orchestration patterns, and distributed system design across any technology stack.
• Experience working with Real-Time Rail (RTR) payment ecosystems and modern payment modernization initiatives.
• Strong stakeholder management and leadership skills, with ability to collaborate across architecture, security, compliance, business, and development teams in complex enterprise environments.
Technical & Domain Skills:
Professional Skills:
Experience Required: 10+ Years
Solution Architect -Interac e-transfer • Toronto, ON, ca
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