MANAGER, PORTFOLIO MANAGEMENT Ontario & Atlantic

We are banking at another level.

Choosing BDC as your employer means working in a healthy inclusive and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently to fuel the success of Canadian entrepreneurs.

Choosing BDC as your employer also means:

• Flexible and competitive benefits including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions a Defined Benefit Pension Plan a $750 wellness and health care spending account to name a few

• In addition to paid vacation each year five personal days sick days as necessary and our offices are closed from December 25 to January 1

• A hybrid work model that truly balances work and personal life

• Opportunities for learning training and development and much more...

Explore the BDC Way in our Culture Book

POSITION OVERVIEW

BDC is the only bank dedicated exclusively to Canadian entrepreneurs supporting the growth of small and medium-sized businesses across Canada. As Manager Portfolio Management you contribute to the ongoing management of the Banks loan portfolio by processing service requests and completing annual reviews throughout the loan lifecycle. You provide advanced financial analysis and risk evaluation while collaborating with Business Development teams to deliver effective client solutions. Your work contributes directly to the success of Canadian businesses.

CHALLENGES TO BE MET

• Follow up on outstanding file items in accordance with BDC audit policies ensuring documentation is accurate complete and properly authorized
• Complete annual portfolio reviews by validating profitability monitoring borrowing activities and identifying additional financing or advisory opportunities
• Analyze financial statements perform detailed financial analysis and assess risk ratings
• Identify and actively manage risk situations (e.g. arrears declining performance credit deterioration)
• Evaluate complex and high-risk service requests and recommend solutions to restructure agreements and mitigate potential losses
• Authorize decline or recommend service requests within established limits ensuring high-quality analysis and due diligence
• Collaborate with Credit teams Business Centres and internal stakeholders to ensure consistent policy application and effective client solutions
• Maintain strong working relationships with colleagues to support teamwork and shared objectives
• Coach and mentor team members by sharing expertise and best practices
• Monitor regional economic trends and assess potential impacts on clients and portfolio performance
• Stay current on changes in policies procedures and credit/regulatory trends impacting lending practices

WHAT WE ARE LOOKING FOR

Required Qualifications

• Bachelors degree in Commerce Business Administration Finance or a related field
• 35 years of experience as an Account Manager (or similar role) in the banking or financial services sector
• Experience analyzing financial statements (e.g. income statement balance sheet cash flow)
• Experience performing financial analysis and credit risk assessment
• Knowledge of banking products services and lending processes
• Ability to analyze complex financial structures and loan arrangements
• Ability to identify risks and recommend mitigation strategies
• Strong problem-solving skills with demonstrated sound judgment
• Ability to manage multiple priorities and meet deadlines
• Effective collaboration and teamwork skills

Preferred Qualifications

• Bilingualism in French and English
• Experience with loan portfolio management and annual review processes
• Experience handling complex or high-risk credit files

Proudly one of Canadas Top 100 Employers and one of Canadas Best Diversity Employers we are committed to fostering a diverse equitable inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application please do not hesitate to contact us at .

While we appreciate all applications we advise that only the candidates selected to participate in the recruitment process will be contacted.

Required Experience:

Manager

Employment Type : Full-Time
Experience: years
Vacancy: 1