Consultant/Senior Consultant, Anti-Money Laundering

Job Type: Permanent
Work Model: Hybrid
Reference code: 133199
Primary Location: Toronto, ON
All Available Locations: Toronto, ON

Our Purpose

At Deloitte, our Purpose is to make an impact that matters. We exist to inspire and help our people, organizations, communities, and countries to thrive by building a better future. Our work underpins a prosperous society where people can find meaning and opportunity. It builds consumer and business confidence, empowers organizations to find imaginative ways of deploying capital, enables fair, trusted, and functioning social and economic institutions, and allows our friends, families, and communities to enjoy the quality of life that comes with a sustainable future. And as the largest 100% Canadian-owned and operated professional services firm in our country, we are proud to work alongside our clients to make a positive impact for all Canadians.

By living our Purpose, we will make an impact that matters.

• Have many careers in one Firm.
• Enjoy flexible, proactive, and practical benefits that foster a culture of well-being and connectedness.
• Learn from deep subject matter experts through mentoring and on the job coaching

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What will your typical day look like?

• Shape Enterprise Anti-Money Laundering (AML) Strategy: Collaborate with senior Deloitte and client leadership across different industries (e.g., financial services, government and public services, fintech, etc.) to design and refine AML compliance and risk management strategies
• Assess AML Programs: Evaluate the effectiveness and maturity of AML compliance programs against industry leading practices, regulatory requirements, and the potential of emerging technologies. Assess the AML compliance programs across major pillars (KYC, CIP, Transaction Monitoring, Governance and Oversight, Reporting, Testing and Training). Identify gaps and propose practical, innovative solutions, including the strategic use of advanced analytics, AI, and regtech tools to strengthen controls and reduce operational friction
• Drive AML Transformation: Deliver end-to-end transformation programs for AML compliance programs to drive broader organizational objectives
• Client Collaboration: Serve as a trusted advisor to our clients, providing actionable insights on meeting AML compliance requirements while maintaining a competitive advantage
• Contribute Thought Leadership: Develop insights that challenge conventional approaches, inform strategic decision making for clients, and advance industry best practices in AML compliance
  
  
  
  

About the team

Deloitte helps our clients protect their brand and reputation by proactively advising on their exposure to AML and other financial crime risks and working with clients to remediate known AML program deficiencies. Drawing on our national and global network of seasoned financial crime experts, intelligence analysts and technologists, we can quickly and efficiently gain an understanding of our clients’ AML needs and provide practical advice and recommendations. We provide expert advice and solutions to address our clients AML compliance program needs across the organization from strategy to implementation.

Enough about us, let’s talk about you

Successful candidates must demonstrate the ability to:

• Take end-to-end ownership of client deliverables by proactively identifying next steps to deliver with limited oversight
• Think critically about client problems to challenge assumptions, ask impactful questions, and resolve engagement challenges as they arise and build trusted relationships with the clients through strong presentation and communication skills
• Write clearly, concisely, and professionally to ensure client deliverables relay key messaging in an effective and engaging way
• Demonstrate a passion for ongoing improvement to independently develop and iterate on client deliverables, considering leadership feedback for future initiatives
• Maintain an up to date understanding of AML requirements, industry best practices and AML risk management strategies; apply your knowledge
• Keep up to date on the latest technology developments (e.g. Agentic AI) and how it they can be used to address our client’s challenges
• Leverage PowerPoint, Word, and Excel efficiently to create client deliverables which tell a compelling story with analysis findings supported by robust analysis

Work experiences that we are looking for include some (or all) of the following:

• Demonstrating 2-5 years of professional client-service experience in consulting or in financial services.
• Strong understanding of FINTRAC’s Guidelines, the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (“PCMLTFA”), and associated Regulations.
• Supporting development and implementation of holistic AML Compliance programs and risk management frameworks that enable informed executive decisions and drive alignment with organizational priorities
• Advise clients on the strategic application of emerging technologies, including Agentic AI, machine learning for transaction monitoring optimization and alert disposition, predictive analytics, and automated compliance workflows, to modernize their financial crime capabilities and stay ahead of evolving changes
• Assessing impact and supporting development of strategies to address new or changing regulatory requirements. Supporting development and implementation of new processes and initiatives to ensure compliance with applicable AML regulatory requirements.
• Working with a regulatory agency or body to assess AML Compliance Programs and their adherence to AML regulatory obligations.
• Supporting designing governance frameworks for AML Compliance programs, ensuring clear accountability and effective oversight at the leadership level.
• Supporting facilitation of cross-functional workshops to align AML compliance or remediation strategies with business priorities and customer experience goals
• Keep up to date on the latest technology developments (e.g. Agentic AI, advanced analytics, regtech) and how they can be strategically applied to address our client’s challenges
• Support clients in exploring and applying emerging technologies for optimization, predictive analytics, and automated compliance workflows to modernize financial crime capabilities

Other requirements include:

• A Bachelor's or Master’s Degree in one of the following disciplines: Business Administration, Commerce, Engineering, Mathematics, Computer Science, Cybersecurity, Economics, or other similar disciplines
• Canadian travel may be required, with the potential for occasional international travel
• Candidates may be required to apply for Government of Canada reliability status

Total Rewards

The salary range for this position is $84,000 - $126,000, and individuals may be eligible to participate in our bonus program. Deloitte is fair and competitive when it comes to the salaries of our people. We regularly benchmark across a variety of positions, industries, sectors, targets, and levels. Our approach is grounded on recognizing people's unique strengths and contributions and rewarding the value that they deliver.

Our Total Rewards Package extends well beyond traditional compensation and benefit programs and is designed to recognize employee contributions, encourage personal wellness, and support firm growth. Along with a competitive base salary and variable pay opportunities, we offer a wide array of initiatives that differentiate us as a people-first organization. On top of our regular paid vacation days, some examples include: $4,000 per year for mental health support benefits, a $1,300 flexible benefit spending account, firm-wide closures known as "Deloitte Days", dedicated days of for learning (known as Development and Innovation Days), flexible work arrangements and a hybrid work structure.

Our promise to our people: Deloitte is where potential comes to life.

Be yourself, and more.

We are a group of talented people who want to learn, gain experience, and develop skills. Wherever you are in your career, we want you to advance.

You shape how we make impact.

Diverse perspectives and life experiences make us better. Whoever you are and wherever you’re from, we want you to feel like you belong here. We provide flexible working options to support you and how you can contribute.

Be the leader you want to be

Some guide teams, some change culture, some build essential expertise. We offer opportunities and experiences that support your continuing growth as a leader.

Have as many careers as you want.

We are uniquely able to offer you new challenges and roles – and prepare you for them. We bring together people with unique experiences and talents, and we are the place to develop a lasting network of friends, peers, and mentors.

The next step is yours

At Deloitte, we are all about doing business inclusively – that starts with having diverse colleagues of all abilities. Deloitte encourages applications from all qualified candidates who represent the full diversity of communities across Canada. This includes, but is not limited to, people with disabilities, candidates from Indigenous communities, and candidates from the Black community in support of living our values, creating a culture of Diversity Equity and Inclusion and our commitment to our AccessAbility Action Plan, Reconciliation Action Plan and the BlackNorth Initiative.

We encourage you to connect with us at accessiblecareers@deloitte.ca if you require an accommodation for the recruitment process (including alternate formats of materials, accessible meeting rooms or other accommodations) or indigenouscareers@deloitte.ca for any questions relating to careers for Indigenous peoples at Deloitte (First Nations, Inuit, Métis).

When you apply, we will review your application using Deloitte's Global Talent Standards to ensure a consistent recruitment experience. Our recruitment advisors and hiring teams will utilize human screening combined with AI technology to help identify the skills and qualities that matter most to our business, while safeguarding your privacy and using AI responsibly.

Deloitte Canada has 20 offices with representation across most of the country. We acknowledge that Deloitte offices stand on traditional, treaty, and unceded territories in what is now known as Canada. We recognize that Indigenous Peoples have been the caretakers of this land since time immemorial, nurturing its resources and preserving its natural beauty. We acknowledge this land is still home to many First Nations, Inuit, and Métis Peoples, who continue to maintain their deep connection to the land and its sacred teachings. We humbly acknowledge that we are all Treaty people, and we commit to fostering a relationship of respect, collaboration, and stewardship with Indigenous communities in our shared goal of reconciliation and environmental sustainability.