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President's Choice Financial
Director, Enterprise & Financial Risk ManagementPresident's Choice Financial • Toronto, ON
Director, Enterprise & Financial Risk Management

Director, Enterprise & Financial Risk Management

President's Choice Financial • Toronto, ON
28 days ago
Job type
  • Full-time
Job description

Referred applicants should not apply directly to this role.

All referred applicants must first be submitted through Workday by a current Loblaw Colleague.

Location:

500 Lake Shore Boulevard West, Toronto, Ontario, M5V 2V9

When you hire great people, great things can happen.

PC Financial offers unprecedented value to Canadians through payment products. We're a different kind of bank with a different type of team—we’re collaborative and supportive and have the freedom and responsibility to thrive. Our purpose is to make the everyday simple and better for our customers, and we strive to make every dollar worth more.

Proudly serving over 3 million customers, PC Financial continues to grow by offering payment solutions and services that reward our customers every day. As a subsidiary of Loblaws Company Inc., we share the CORE values of Care, Ownership, Respect and Excellence. We are dedicated to helping Canadians Live Life Well. Join us on our journey.

Role Overview:

We are currently looking for a Director, Enterprise & Financial Risk Management. The Director will lead a five-member team. This role will report into the CRO and will be responsible for leading the enterprise and financial risk oversight program for the Bank.

What you’ll do:

  • Execute on strategic risk initiatives - Annual Enterprise Risk Assessment, Risk Appetite and Limit Setting, Stress Testing and ICAAP.
  • Lead and facilitate the discussions in ERM committee
  • Maintain the Model Risk Management (MRM) program - model inventory management, model lifecycle management and independent validation of material models.
  • Conduct independent assessments of credit risk acquisition and limit management strategies.
  • Maintain oversight over key risks and controls related liquidity, capital, interest rate risk and securitization activities.
  • Maintain and enhance analytical capabilities - including internal risk models and dashboards
  • Act as a trusted advisor to senior management in matters relating to financial risks such as loan loss provisioning, capital and liquidity risk management and reporting.
  • Prepare Board materials including quarterly risk dashboards and update on emerging risks
  • Provide thought leadership to both internal and external stakeholders.

What you Bring:

  • University degree in a quantitative field, Economics, Business Administration, Statistics, Mathematics, Computer Science
  • 10+ years working in the retail financial industry, credit risk management, data analysis / financial modeling / model validation in OSFI regulated bank.
  • Knowledge of credit scoring and risk assessment as well as portfolio management
  • Excellent analytical, storytelling, problem-solving and presentation skills.
  • A solutions-oriented mindset, critical thinking and sound decision making
  • Excellent interpersonal skills to work with multiple stakeholders and garner consensus
  • Proficient with statistical analysis and data science software (e.g. SAS, SQL, Python)
  • Strong collaboration, influencing, stakeholder management skills
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Director, Enterprise & Financial Risk Management • Toronto, ON

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