Senior Underwriter I, Property

Description

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Everest Canada is building a dynamic Commercial Property team, and you have the opportunity to join as a Senior Underwriter with a strong passion for the industry. In this role, you will work alongside the national underwriting team and review accounts from across Canada. This is a hybrid position, requiring you to work out of the Toronto office.

At Everest, you will be part of a culture that holds itself accountable to advance diversity, equity, and inclusion across people, skills, and ideas. You will contribute to a workforce that values diverse cultures, backgrounds, and experiences at every level, something we believe significantly strengthens our organization and work environment.

Responsibilities

• Marketing to producers to secure new and renewal business.

• Reviewing submissions, terms and conditions, statements of values, loss history, and catastrophic modeling, and conducting appropriate research to determine the degree of risk based on company guidelines and your underwriting authority.

• Coordinating with business divisions including Engineering, Actuarial, Claims, Reinsurance, Accounting, Marketing, Regulatory, and others that support the business.

• Determining whether to quote or decline risks.

• Pricing risks.

• Developing and modifying policy wording within your underwriting authority when standard forms are not appropriate.

• Leveraging AI-driven underwriting workbenches and predictive analytics to enhance risk selection accuracy and speed.

• Validating automated risk insights and data outputs using your underwriting judgment to ensure nuanced decision-making on complex accounts.

• Identifying opportunities to use digital tools to streamline submission intake and analyze unstructured data.

• Actively cross‑selling offered products and services.

• Supporting service standards in the delivery of commercial property products.

• Working effectively with other key members of your team.

• Developing innovative solutions for clients and broking partners to differentiate Everest Canada’s market offering.

• Mentoring junior underwriting team members.

• Actively participating in, leading, and supporting presentations and special projects assigned by senior management.

Qualifications, Education & Experience

• Minimum of 10 years of Commercial Property underwriting experience.

• Experience underwriting large, complex risks.

• In‑depth underwriting expertise in:

  Large multinational clients.

  A wide variety of occupancies, including manufacturing, heavy manufacturing, metals, real estate, and forestry.

• Demonstrated experience or aptitude with predictive modeling and data visualization tools for risk pricing and portfolio management.

• Proven ability to interpret complex data sets and translate AI‑generated insights into underwriting strategies.

• Strong insured and broker relationships, with the ability to effectively target current and prospective contacts.

• Bachelor’s degree preferred; advanced designations such as CIP, FCIP, or CRM are assets. An engineering degree is also a plus.

Knowledge, Skills & Competencies

• High degree of integrity and alignment with Everest’s cultural values.

• Excellent written and oral communication skills, with the ability to collaborate with internal teams and external brokers.

• Strong proficiency with Microsoft Office Suite.

• Digital agility in learning and using evolving underwriting platforms, including AI‑assisted tools.

• Data literacy to assess data sources, model outputs, and automated insights for potential bias or anomalies.

• Bilingual English/French skills (an asset).

• Excellent organizational, time‑management, and multitasking abilities.

• Willingness to travel up to approximately 25%.

The base salary range for this position is CAD 98,000 - CAD 140,000 annually. The offered rate of compensation will be based on individual education, experience, qualifications and work location. All offers include access to a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, retirement savings plan, paid holidays and paid time off (PTO). This position is a current vacancy.

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Our Culture

At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Click to learn more about our culture.

• Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
• Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.

All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.

Type:

Regular

Time Type:

Full time

Primary Location:

Toronto - Insurance Canada

Additional Locations: