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Analyst, Credit Risk
Analyst, Credit RiskPresident's Choice Financial • Toronto, ON
Analyst, Credit Risk

Analyst, Credit Risk

President's Choice Financial • Toronto, ON
8 days ago
Job type
  • Full-time
Job description

Why This Role is Important

This individual will play an instrumental role in reporting and monitoring the bank’s portfolio health and credit risk metrics. This role will support the Director in the development and enhancement of all reporting and forecasting across the entire credit lifecycle of the card consumer (Acquisitions, Portfolio Management, Collections, Fraud, Write-off).

The individual will bring a curiosity for solving business problems with data and a passion for driving process improvements and data-backed insights.

What You'll Do

  • Deliver proactive insights on portfolio health and credit risk trends through continual improvement of regular performance dashboards
  • Explore and validate data from internal and external sources to drive portfolio insights and support credit risk reporting requirements
  • Produce monthly reporting package that monitors overall credit quality of the portfolio, determines if the bank is operating within the established risk appetite, and provides oversight and governance of credit risk strategies
  • Liaise with leaders in all functional areas of credit risk to understand performance pertaining to complete product lifecycle: Account Acquisition, Portfolio Management, Collections, and Fraud
  • Support credit and fraud loss forecasting endeavors by incorporating and communicating emerging trends and changes in strategic directions
  • Provide independent assessment of material credit risk strategy changes

What You Bring:

  • Effective communication and analytical skills to articulate complex insights and problems both verbally and written
  • Eagerness to learn, strong work ethic, and detail-oriented mindset
  • Post-Secondary Degree or equivalent experience in a quantitative field (Statistics, Mathematics, Computer Science, Economics, Business Administration)
  • Proficiency in programming languages such as Python, SAS, R, and/or SQL
  • 1-2 years of experience in a data analysis role
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Analyst, Credit Risk • Toronto, ON

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