Position Summary :
The Account Manager or Assistant Account Manager works as a member of the Business Development Team of the Branch with an emphasis on, residential mortgage, commercial mortgage and other commercial lending. The successful candidate must be fluent in spoken and written in Chinese and English and will be responsible for building and maintaining existing business relationships with our existing and potential clients as well as winning new long-term business relationships within the local market
Duties and Responsibilities
- Liaison with clients in the market of retail lending, commercial lending, especially in real estate business
- Responsible for collecting information for preparing initial credit application and completion of required documentation
- Independently review, assess and scrutinize Financial and Borrower information to develop a strong rationale in the adjudication and / or onward recommendation of credit proposals
- Provide input to maintain up-to-date file on client , including conducting annual reviews to the accounts under managed and the accounts portfolio that has been assigned.
- Identify opportunities for business expansion and product enhancements of existing client business based on client feedback and competitive market analysis
- Support preparation and execution of account-related social events and marketing campaigns , including deliver presentations to different clients, as needed
- Closely engage into the product development process in collaboration with other team members and cross functional teams
- Assist Department Head to achieve department performance targets
- Coach and motivate junior team members and other staff members in relation to corporate banking business
Job Specification
1 years or above commercial credit experiencing in the field of retail lending, commercial lending, real estate, commercial mortgage is an assetRelevant post-secondary education with Diploma / Degree in Business Administration, Accounting ,Finance or Economics;High degree of proficiency in Microsoft Office tools and applications, including MS Office SuiteEffective verbal and written communication skillsStrong interpersonal and negotiation skillsExcellent organizational and time management skills with the ability to prioritize and work accurately within deadlinesAdaptability and flexibility to deal with a rapidly changing environmentAccuracy and attention to detail