Support analyst Jobs in Hamilton, ON

Requisition ID : 205166

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

What your role will be…

The Analyst, Credit Analysis & Support Team is responsible for contributing to the profitable growth and quality of the Commercial Automotive portfolio by performing credit administration tasks to the highest standard of quality for their assigned portfolio. These tasks include financial spreading and analysis, rating activities, monitoring of required conditions, maintaining complete monitoring systems and other credit / or fulfillment activities.

The Analyst must have proven financial analysis and risk assessment techniques for analyzing financial statements / borrowing bases and assisting in structuring, as well as good credit judgement and a good knowledge of the Bank’s lending policies, practices, and procedures. The successful applicant will work on moderately complex financial solutions and will interact with internal partners by gathering information and responding to internal inquiries. The successful applicant must have strong organizational skills to monitor portfolio requirements, collect and assimilate large volumes of information from various sources and be able to concisely populate information and provide sound rationale in support of a credit application.

What you will do…

Process and Analyze Customer Reporting items (interim and annual) by :

• Maintaining a complete monitoring system (i.e. “Task Manager”) to ensure interim reporting is completed in a timely manner.
• Updating Task Manger and Scotia Dealer Link with necessary information to ensure accuracy of the customer reporting requirements (this includes various data such as annual review date, frequency etc.).
• Completing the spreading of interim financial statements in Moody’s Analytics CreditLens in an accurate and timely manner as per authorized frequency requirements.
• Performing trend analysis to monitor the health of client accounts and help determine client risk ratings.
• Identifying and action customer reporting items that are overdue, and following up with customer for overdue items that are between 0 and 60 days overdue; The objective is to minimize the number of items outstanding beyond 60 days which would otherwise need to be escalated.
• Supporting the offside conditions / material deterioration process by :
• Escalating offside conditions, covenants, and material deterioration
• Updating Task Manager to identify offside reporting conditions and removing flags when authorized.

Support the Annual Review process and preparation of credit correspondence by :

Ensuring adherence to the Bank’s Anti-Money Laundering program, Know Your Customer requirements, and Guidelines for Business Conduct, by reporting any unusual occurrences or fraudulent activities per established procedures.

What you need to succeed…

What we’re offering…