Credit specialist Offres d'emploi - North York, ON

Description

About this opportunity

At Meridian   our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are .

You will be part of the Business Banking Credit team that has responsibility for credit decisions pertaining to a $7 billion Commercial loan portfolio across all facets of the Canadian economy. Key sectors include Land & Construction, Hospitality, Income Producing Real Estate and general and diversified industries.

This position will be responsible for supporting the Director who manages a team of Commercial Credit adjudicators. You will provide credit adjudication, portfolio management and act as a key business partner to the Business Banking Delivery team, within the framework of the credit management policies and ensure the loans represent acceptable risk and return to Meridian. You will help achieve goals in a highly engaged team driven by our Meridian For good strategy.

Key Responsibilities :

• Conduct underwriting / adjudication on commercial credit applications (new, increased, renewal, amendments), either within your own delegated lending limits or by referral to the Director and / or Management Loan Committee
• Exercise sound and consistent underwriting practices to ensure compliance with established policies, procedures and industry guidelines
• Provide consistent, timely and focused value-added service to the Commercial Banking delivery units
• Assist on overall management and control of excesses and delinquency
• Assist in the writing and / or review of credit policies and the Commercial Credit Procedures Manual along with preparing industry profile papers and reports
• Keep abreast of changes within diverse industry sectors and proactively identify opportunities to improve the risk profile within Meridian’s Business Banking portfolio.

The ideal candidate will have a :

Office Location : 3330 Bloor Street West, Toronto OR, 75 Corporate Park Drive, St. Catharines.

Meridian has a remote work policy that allows flexibility for employees to work remotely but also requires regular time in the office for purposeful meetings to collaborate, innovate and build effective relationships with your team, your colleagues and your leader which is very important to us.

What's in it for you?

Who we are :

Meridian is Ontario’s largest credit union, and second largest in Canada, helping to grow the lives of our more than 360,000 Members. Meridian has more than 75 years of banking history and is 100% owned by its members. With 89 retail branches and 15 Business Banking Centers across Ontario and $ 30B in assets under management, Meridian offers a full range of financial products and services to its retail, business banking and wealth members. With over 2000 employees and corporate offices located in Toronto and St. Catharines, Meridian has a track record of creating and delivering innovative new offerings and is committed to investing in the communities that we serve.  Our plan is to   build on our momentum as we deliver on our purpose - helping our members achieve their best life.

Find our story here :