Commercial Mortgage Analyst

We are looking for motivated, independent thinkers and doers who want to help shape the future of a progressive company built on integrity, collaboration, and service excellence.

At Legacy Mortgage Group, we pride ourselves on being a trusted partner in commercial real estate finance. Our team values curiosity, precision, and creativity — qualities that allow us to deliver exceptional client outcomes and build a legacy of excellence in every transaction.

About the Role

The Mortgage Analyst works in a collaborative, team-based environment focused on delivering high-quality market analysis and financial reporting. This position provides exposure to a wide variety of commercial real estate transactions and offers industry-leading experience in mortgage underwriting and financial modelling.

This Position Offers

• Competitive annual salary plus performance-based bonus
• Opportunities for professional growth and advancement within Legacy Mortgage Group
• Mentorship from some of the most experienced analysts and originators in commercial real estate finance

Key Responsibilities

• Collaborate with mortgage professionals to analyze and structure commercial mortgage investments
• Assess investment quality through analysis of financial statements, rent rolls, market data, and third-party reports (engineering, environmental, appraisal, etc.)
• Prepare proformas, cash flow models, and detailed underwriting analyses
• Collect and distribute relevant market intelligence (brokerage reports, CMHC data, cost consultant reports, etc.)
• Maintain internal databases for lease rates, vacancy rates, construction costs, and other market comparables
• Review and summarize third-party reports to support underwriting and presentation materials
• Organize and manage all documentation and data files related to active transactions
• Support origination teams in aligning mortgage opportunities with lender investment criteria
• Prepare institutional-quality investment presentations and mortgage commitment letters
• Assist in managing the closing and funding process for mortgage transactions
• Ensure compliance and accuracy in all client documentation and correspondence
• Develop and maintain strong relationships with third-party professionals, including appraisers, engineers, and cost consultants

Qualifications

• Bachelor’s degree in Commerce, Finance, Economics, or a related field (MBA considered an asset)
• 3+ years of experience in commercial real estate, mortgage lending, or related financial analysis preferred
• Strong understanding of financial modeling concepts including IRR, NPV, and cash flow analysis
• Willingness to obtain applicable provincial mortgage licensing within six months of employment (if not already licensed)
• Exceptional analytical and underwriting skills with a keen attention to detail
• Advanced proficiency in Microsoft Excel (including pivot tables, formulas, and charting)
• Strong written and verbal communication skills
• Ability to manage multiple priorities in a fast-paced, team-oriented environment
• Knowledge of the commercial real estate or finance industry is an asset
• Familiarity with Adobe InDesign is an advantage but not required

About Legacy Mortgage Group

Legacy Mortgage Group is a trusted leader in commercial real estate finance, proudly supporting clients across Canada with customized mortgage solutions. Our commitment to integrity, innovation, and collaboration drives our success — and the success of the partners we serve.

We believe in fostering a workplace culture that values growth, mentorship, and opportunity. At Legacy, you’re not just building a career — you’re building your legacy.

Interested in Joining Us?

If you’re ready to take the next step in your career and contribute to a team shaping the future of commercial mortgage finance, we’d love to hear from you.

Legacy Mortgage Group is committed to inclusive excellence. We encourage applications from individuals of all backgrounds and experiences.

While we thank all applicants for their interest, only those selected for an interview will be contacted.