Manager, Small Business Credit Risk

Requisition ID : 196949

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Contributes to the overall success of the Adjudication Centre of Expertise ACE / Global Operations in Canada ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team's business strategies and objectives.

Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures.

ACE's role is to review credit applications requiring an exception for Retail Branches, Private Banking, Indirect Mortgage and Indirect Auto, Small Business (Branch, Health Care & Professional Banking, and Agriculture).

ACE enables a superior credit adjudication experience for customers, employees, and partners that is aligned to the Risk Framework of the Bank.

The Small Business Manager, Credit Risk is responsible for exercising sound credit judgement, and providing quality underwriting decisions for small business credit requests.

The Manager is responsible for ensuring efficient and effective use of resources to ensure consistent and timely decisions that deliver a high quality of customer service and adhere to Bank policy and established exception authorities, while balancing production objectives.

There are no direct reports, this is an Individual Contributor role.

Is This Role Right for You? In this role, you will :

Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.

• Effectively analyze partner credit submissions, with related documentation while operating within the Bank's risk appetite and culture in day-to-day activities and decisions.
• Apply advanced credit judgement, using of the applicable 5 C's of credit.
• Demonstrate awareness of broad industry related risks relevant across the Canadian Economy.
• Provide credit decisions that clearly communicate the terms and conditions of the adjudication.
• Ensure appropriate documentation and rational mitigating risk are on file to support credit decisions.
• Act with a sense of urgency in response to partner requests to meet customer expectations.
• Provide recommendations / alternative solutions and restructure credit requests, with coaching / direction to partners as required.
• Effectively work in a fast-paced environment to contribute to achieving established ACE Service Level Agreement.
• Consistently achieving KPI target as established and contributing to "First Time Right".
• Contributing to Deal Support (
Il y a 12 jours