Bilingual Group Underwriter II

Please note the base salary will be determined by the successful candidate's education, skills and experience. The listed salary range serves as a general pay guideline for this position's pay level.

Bilingual Group Underwriter II

Location : Remote - Anywhere in Canada

Empire life is looking to hire a Bilingual Group Underwriter II to join our Group Underwriting team! The Group Underwriter reviews and assesses the risk for requests to quote (Fully insured & ASO), Amendments, and Renewals.

The incumbent is guided by defined practices and guidelines and works under the supervision of the Manager, Group Underwriting (Complex).

Why pursue this opportunity

Impactful work - get the opportunity to work on meaningful projects that have a positive impact on our customers, our company, and society as a whole.

Play an integral role - this is an opportunity that allows for you to grow your skills, while directly contributing to the business unit you are a part of.

Diversity, equity, and inclusion - we are committed to creating a diverse, equitable, and inclusive workplace and welcome candidates who share this commitment.

What you’ll be working on

Ensure that both non complex & complex requests to quote, amendments, and renewals are processed accurately and within established turnaround time to support business sales and profitability goals

Lead quoting, amending and renewal activity in both the non complex and complex space with a focus on establishing and growing long term partnerships

Use experience and judgment, in conjunction with Underwriting guidelines, product and service knowledge to determine optimal solutions to meet customer needs and requirements

Ensure the profitability of group business through the use of subsidy application on both new business, renewals and amendments

Develop and present a business case to support pricing decisions; and make decisions on final pricing within defined parameters

Provide consistent interpretation of group insurance policy terms to customers and distribution partners in support of divisional goals

Work collaboratively with other team members to support processing requirements

Uses experience and judgment, in conjunction with Underwriting guidelines, product and services knowledge, and knowledge of government regulations, to determine optimal solutions to meet customer needs and requirements

Acts as a primary point of contact with internal and external stakeholders to engage in consultative discussions to support the development of new business

Consult with Underwriter colleagues or the Manager, Group Underwriting (Complex) on risk-related escalations

Process risk reviews of Mergers, Breakaways, Open Enrolments, MofAs, addition or removal of a division

Interacts with reinsurance providers to spread risks on retention amounts that exceed the Empire Life retention limit

Proactively engages with both internal and external stakeholders to engage in discussions to support with both client acquisition and retention

Acts as a key contact with distribution partners and internal stakeholders; escalates issues to management as required

Practices consultative Underwriting that engages in proactive collaboration with internal and external distribution partners to develop creative solutions within defined parameters to support and achieve business objective

What we’re looking for you to have

Bilingualism in French and English is required

3+ years of work experience in the group insurance / financial services industry with group underwriting experience and knowledge

Proven knowledge of group benefits products, contractual provisions, risk assessment, and pricing methodologies

Strong critical thinking, financial analysis and interpretation; trend analysis skills and ability to communicate data outcomes appropriately into business terms

Strong proficiency in Excel

Strong communication and influential skills

Ability to work independently and as a team member while being flexible and adaptable

Ability to think logically, analyze, and solve problems

Ability to organize / schedule both people and information

Creative problem solver / data-based root cause solution bias

Proficient in Microsoft Office Suite and able to navigate a CRM platform

GBA or CEBS Designation or interest in pursuing

Completion of a university degree or college diploma in a relevant field

If you are applying for a position which is open to applicants across Canada, unless otherwise indicated in the position, language proficiency in English is required for communicating with customers, advisors, or employees across Canada.

Beyond the salary

For regular full-time positions, Empire Life offers a comprehensive total rewards package that includes :

Competitive salaries with annual pay increases

Annual bonus program, which recognizes both strong company performance and individual contributions, for non sales positions

Competitive uncapped commission, for sales positions

A comprehensive employer-funded benefits package that includes life insurance, disability, health and dental and a generous health account

Flexible work arrangements and an annual allotment of personal health days.

Four weeks annual vacation from hire date

A defined contribution pension plan with generous employer matching

Top up programs for parental leave and compassionate leave

Employer-sponsored wellness and recognition programs

A cash employee referral program