Underwriter

Seeing beyond numbersTM

At Laurentian Bank, we believe we can change banking for the better. Founded in Montreal in 1846, Laurentian Bank helps families, businesses and communities thrive. Today, we have over 2,800 employees working together as One Team, to provide a broad range of financial services and advice-based solutions for customers across Canada and the United States. We drive results by placing our customers first, making the better choice, acting courageously, and believing everyone belongs.

This role sits within Laurentian Bank.

Sector : Real Estate#LI-Hybrid

#LI-KAB Responsibilities

As a member of the Business Services team, the incumbent will be asked to assimilate the knowledge required for understanding, preparing and drafting commercial credit files. He / she will assist the Senior Manager in managing finance portfolio risk.

By participating in business model analysis, financial analysis, risk analysis and guarantee assessments, the incumbent will serve as a key resource for the Account Manager, Business Development, and his / her Assistant Vice President. The Underwriter, will have to complete the following tasks :

• Complete the underwriting of new transactions and conduct annual reviews of files and amendments within the prescribed deadlines
• Enter the client's financial statements and financial projections in the risk rating calculator
• Perform financial analyses based on financial statements and financial projections, perform sensitivity analyses and make comparisons with industry standards for this business segment
• Identify and analyze risks associated to client activities
• Follow up on irregularities in client portfolios
• Follow up on the implementation of securities in accordance with credit authorization conditions
• Participate in meetings or conference calls with clients
• Be involved in the integrity and compliance processes (Code of Conduct, internal policies)
• Perform the work according to the practices, policies and specific goals, while complying with current legislation and the Bank's policies, programs and processes

Qualifications

What Laurentian Bank has to offer you :

The total compensation offered by Laurentian Bank encompasses a comprehensive range of benefits, highlighting our commitment to the well-being and success of our employees.

Here are some of the key points of our offering :

We are committed to creating a fulfilling professional environment where your skills are valued, and your well-being is a priority. Join us for a rewarding career at Laurentian Bank.

Inclusion and Accessibility

At Laurentian Bank, we believe everyone belongs. We are committed to fostering an inclusive work environment that reflects the diversity of our customers and our communities and where everyone feels like they belong and can thrive. To this end, we encourage applications from individuals from equity-deserving groups, including Indigenous persons, racialized and persons with disabilities, marginalized genders and the 2SLGBTQIA+ community.