Specialist, Credit Analysis

Job Requisition ID : 10366

Position Status : Permanent Full Time

Position Type : Hybrid

Office Location : Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)

Travel Requirement : Limited

Language Designation : English Essential

Language Skill Levels (Read / Write / Speak) : ZZZ

Salary : Our salaries range from $ 83038.35 to $ 103797.93 and are based on qualifications and experience.

About CMHC

The work you do and the work we do together matters. We come to work every day with a common purpose : to contribute to a well-functioning housing system.

At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration , connecting across CMHC and involving the right people to get our work done.

We value flexibility , enabling you to choose where, when, and how you work, based on business needs and your role. Our leadership style is guided by trust , where our leaders favour an adaptive approach based on the needs of their teams.

Join us and be part of a team that's committed to making a real difference and be part of something meaningful.

What's in it for you

We've got the purpose, the people and the perks you need for a fulfilling career. Here's what you get when you're a permanent employee :

• 5 weeks of vacation.
• Annual individual performance incentive.
• Defined benefit pension plan.
• Comprehensive group insurance plan to support your well-being from day one.
• Support towards your personal and professional growth with training, mentorship and more.
• An inclusive workplace culture and environment.
• A hybrid work model that gives you the flexibility to choose when to go to the office to maximize your productivity, at a minimum of 4 times per month.

While positions at CMHC require some in-office presence, alternative work arrangements may be considered for Indigenous candidates.

About the role

Join the Multi Unit Borrower Financial Analysis team in the Bilingual Specialist, Credit Analysis position.

What you'll do :

• Prepare credit risk assessments of applicants supporting the Multi-Unit programs.
• Review financial statements and organizational structure, calculate financial ratios, and prepare / present a credit risk report to management.
• Provide advice and recommendations to appropriate staff and management on applicants' creditworthiness.
• Establish and maintain meaningful relationships with key stakeholders to gain a thorough understanding of the operational environment in order to influence complex business decisions.
• Perform, document, and guide ad hoc financial analysis and provide analytical assistance to various internal stakeholders.

What you should have :

• An Undergraduate degree in a related field such as business, accounting, finance, commerce or economics.
• A minimum of five years' experience in credit / financial analysis and risk management practices.
• Strong oral and written communication skills.
• Strong analytical reasoning, attention to detail, excellent organizational skills and the ability to prioritize and work in a multi-demand environment.
• Intermediate MS Excel skills, knowledge of market information and analysis systems (Bloomberg, Reuters, S&P Capital IQ).
• A good knowledge of multi-unit underwriting operations.

It would be great if you also had :

A professional designation (Chartered Financial Analyst, Financial Risk Manager or Chartered Professional Accountant designation).

Posting closing date : Note, the competition will remain active until filled.

Our commitment to diversity, equity, and inclusion

We're committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply.

We also welcome applications from non-Canadians who are eligible to work in Canada.

CMHC is an inclusive workplace where diversity of thought - and of people - are recognized, valued, and considered essential to achieving our mission.

Learn more about our commitment to diversity and inclusion

What happens after you apply

We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. Learn more about our hiring process .

If you are selected for an interview or testing, please advise us if you require an accommodation.

If you applied before and you were not successful don't worry - we're always posting new positions, so don't hesitate to give it another shot.

We're excited to see what you bring to the table this time around!