Commercial Portfolio Management Analyst

At CWB , we strive to build value for the people who choose us every day : our people, our clients and our investors. We do this by :

• Putting people first and building relationships with intention
• Seeking out and embracing new ideas
• Believing that how we do things is as important as what we do

Role Specifications

Location : Kamloops Banking Centre

Alternative Locations : Kelowna and Prince George

CWB is a bank built for business owners

Our core focus is to become the best full-service bank for business owners in Canada. How do we do this? By delivering a proactive client experience through highly personalized service, specialized expertise, and customized solutions.

And we do all this with an unrivalled sense of urgency that our clients love about us.

The opportunity

Commercial Team Portfolio Management

• Support the team in identifying full-service solutions for clients & actively referring other CWB lines of business - with the view to be every client's primary financial partner.
• Participate in developing recommendations for driving deeper business relationships with existing clientele.
• With the team, optimize overall profitability of relationships based on return guidelines, customer risk profile, total banking relationship, and the business environment.

Managing credit activities within enterprise risk appetite

• Support the appropriate balance between growth and profitability in consideration of CWB goals and risk appetite.
• Act as a credit subject matter expert, including relevant industry and market trends and the associated credit structuring.
• Manage credit activities to ensure prudent lending with proactive risk management, inclusive of timely monitoring, due diligence, and recommendation.

Ensure required reports and financial data are received and analyzed promptly in accordance with loan commitments & assist with management of negative trending accounts.

Certify all products and services are sold in adherence to regulations, minimizing operational risk

• Lead team execution, deployment, and adherence to all policies and procedures, in consultation with leaders to maintain satisfactory internal audit reports and to meet all compliance objectives
• Drive efficient and effective operations with strong data integrity

Core know-how & experience requirements

A Bachelor's Degree in business or related field (equivalent experience accepted) with demonstrated & proven abilities (approx.

7 years' experience) within functions of risk management, banking, business lending, including direct experience leading people and managing teams.

Financial designation is preferred but not required. Experience in credit adjudication supported by well-developed skills in financial statement analysis and knowledge of effective risk mitigation strategies for commercial credit underwriting.

Why work with us?

Your success is our obsession! And our award-winning culture & benefits back it up.

Proudly recognized by Great Place to Work® in 2023 as one of Canada's top 50 Best Workplaces & recipient of Waterston Human Capital's Most Admired Corporate Culture 2023.

Wellness matters . We offer an award-winning benefits package that includes :

• Hybrid work environments
• Everyday flexibility
• Generous company-funded health coverage
• Health care spending account
• A flexible wellness program
• generous time-away options to unplug, rest & recover

Career development. We commit to our employees' development and help them reach their professional goals with :

• Organization wide coaching services
• Mentorship
• Education support & training programs

Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard.

Find community within the CWB family in our employee represented groups.

As an equitable employer, CWB Financial Group is committed to providing a safe and inclusive environment where a diverse workforce thrives.

You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require accommodation during any part of the recruitment or selection process, please reach out.

Closing Date :

Position closes at 12 : 01am on the close date identified below.

11 / 29 / 2024