Director, Portfolio Management - Asset Based Lending
RBC is a leading provider of asset-based loans catering to a wide range of industries and client needs across Canada. As a Director on the Portfolio Management team for RBC’s Asset Based Lending ("ABL") business, you will manage a diversified portfolio of ABL clients in RBC’s Corporate Client Group within Commercial Banking. You will oversee all credit‑related aspects of your assigned portfolio, proactively assessing risks and leveraging the bank’s wide suite of credit and related products to meet clients’ needs. You will collaborate with internal stakeholders to ensure optimal outcomes for our clients.
What will you do?
- Maintain responsibility for credit renewals, amendments, annual reviews, portfolio reviews and credit documentation. Ensure all documentation is reviewed, confirmed, accurate and enforceable.
- Establish client calling routines as required & proactively coordinate other client credit needs.
- Proactively manage accounts by analyzing financial & collateral reports to ensure negative trends are identified early & measures taken to protect RBC’s exposure.
- Oversee and monitor loan advances and collateral reporting to ensure clients are in compliance with reporting and financial covenants.
- Identify issues and opportunities to deliver advice and credit solutions tailored to meet client needs, paired with appropriate recommendations to Risk Management and other internal stakeholders.
- Document management plans and exit / liquidation strategies for accounts when required.
- Retain and negotiate profitable renewals with existing clients.
What do you need to succeed?
Must Have
Bachelor’s degree with a focus in business, accounting, economics, mathematics or another quantitative field.3+ years of experience in client‑facing roles in a commercial, corporate banking or ABL environment.Strong verbal communication and negotiation skills, including the ability to communicate effectively with clients and internal RBC partners.Excellent written communication skills.Ability to work effectively within a team environment.Self‑starter able to work independently and prioritize various transactions and demands from partners internally and externally.Demonstrated financial / business acumen and experience in conducting financial / risk analysis to assess and structure banking solutions.Nice to Have
MBA or professional designation (e.g., CPA, CFA).Familiarity with RBC credit processes and loan documentation.Previous banking experience with relationship management, structuring / writing credit proposals, credit processes, policies, and risk analysis.French reading, writing, or communication skills.What’s in it for you?
Ability to make a difference and lasting impact.Work in a dynamic, collaborative, progressive, and high‑performing team.Opportunities to do challenging work.Job Skills
Asset‑Based Loans (ABL), Client Relationship Management, Commercial Credit Underwriting, Financial Statement Analysis
Location and Compensation
335 8 Ave SW, Calgary, Canada
Work hours per week : 37.5
Employment type : Full time
Job type : Regular
Pay type : Salaried
Posting date : 2025‑12‑23
Application deadline : 2026‑01‑17
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
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