Senior Credit Analyst

A career as a Senior Credit Analyst in the Equipment Financing team at National Bank means acting as a credit specialist who supports informed decisions for complex financing needs. This job allows you to have a positive impact on our organization thanks to your expertise in credit analysis, financial assessment, and risk management. Your role

• Analyze financial statements and credit applications to assess risks and recommend appropriate loan structures.
• Prepare clear, well‑supported credit submissions for new and existing clients in equipment financing.
• Ensure the quality and compliance of credit files in line with internal policies, regulatory expectations, and risk appetite.
• Collaborate closely with senior commercial relationship managers to support financing strategies for medium and large commercial clients.
• Identify potential risks, trends, and opportunities, and recommend adequate mitigation strategies.
• Support the development of colleagues by providing guidance, coaching, and expertise in credit underwriting. Your team The Vice‑Presidency Equipment Financing consists of specialists who work in an agile, proactive, and collaborative manner to seize opportunities, stay at the cutting edge of technology, and improve processes continuously. Within the Equipment Financing department, you are part of a team dedicated to offering high‑value advice to commercial clients. You report to a manager who promotes collaboration and professional growth. Our team stands out for its strong culture of mutual support, knowledge sharing, and commitment to delivering high‑quality credit analysis. We aim to offer you maximum flexibility to promote your quality of life. This includes a hybrid work environment and a flexible, adaptable schedule. The Bank values continuous development and internal mobility. Our personalized training programs, based on learning through action, allow you to master your role and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times. Requirements
• Hold a bachelor’s degree in business or a related field and several years of experience (typically 5 years in financial services, including 3 years in business lending).
• Demonstrated expertise in credit underwriting, financial statement analysis, and risk mitigation strategies.
• Knowledge of equipment financing, leasing, collateral security, and documentation requirements.
• Ability to manage a high volume of complex credit requests with sound judgment and prioritization.
• Proficiency with MS Office (particularly Excel). Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!