Sr Developer, High Value Payments Engineering

What is the Opportunity? As part of a major payment modernization initiative, Royal Bank of Canada is seeking a senior developer to actively contribute to the evolution and modernization for our next-generation payment engine. This is a critical platform which will at the end of the multi-year roadmap, process over $140 trillion dollars of wire payments a year. You will be building critical components of a robust, scalable, and resilient backend system – creating high-performance, event-driven microservices using Java and Spring Boot.

What You'll Do

Develops and tests software solutions, frameworks, and tools of moderate complexity, ensuring alignment with business requirements and technical standards.

Collaborate with cross functional teams to design and implement solutions to resolve moderately complex issues and improve processes.

Provide mentorship and technical guidance to junior team members, fostering skill development and ensuring adherence to best practices.

Analyze system requirements and contributes to the creation of technical strategies, offering recommendations to enhance functionality and operational efficiency.

Lead software development tasks or projects requiring advanced problem solving and decision making, navigating ambiguity.

Drives decisions on issues requiring innovative thinking and technical expertise and providing recommendations that influence own team and across other work areas.

Resolve software development related problems independently by identifying areas for improvement and implementing solutions that enhance efficiency within scope of responsibility.

Maintains and enhances relationships with internal teams and external contacts to deliver measurable business outcomes.

Assess and analyze business and technical requirements to provide estimates on activities/tasks and establish detailed plans and timelines.

Working within the DevOps pipeline to deliver services across multiple environments

Identifying risks, dependencies, assumptions and constraints that could impede any deliverables.

Code and test for functions of low to high complexity.

Create, update and contribute to critical documentation relevant to the projects (TDD, Test Plans, Implementation Plans, etc.) as well as security and architecture requirements as defined by each project

Effectively communicate and build rapport with team members, various IT partners, and business partners

What You Need To Succeed

2-5+ years of backend development experience

Strong hands‑on experience with Java and Spring Boot framework

Deep understanding of microservices architecture and distributed systems

Practical experience with reactive and event‑based programming

Proficiency with RESTful API design, Git, and CI/CD tools (e.g., Jenkins)

Strong experience with automated testing (e.g., JUnit, Mockito)

Familiarity with Agile/Scrum methodologies

Nice‑to‑Have

Experience with messaging systems like IBM MQ or Apache Kafka

Knowledge of microservice resiliency patterns (circuit breakers, back pressure)

Familiarity with Spec-Kit

Familiarity with Docker, containerization (Kubernetes/OpenShift), and cloud platforms (AWS, Azure, GCP)

Experience with monitoring and logging tools (e.g., Splunk, Dynatrace, ELK stack)

Knowledge of the banking or financial services domain, especially payment systems

What's in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable

Leaders who support your development through coaching and managing opportunities

Ability to make a difference and lasting impact

Work in a dynamic, collaborative, progressive, and high-performing team

Opportunities to do challenging work

Opportunities to take on progressively greater accountabilities

Opportunities to building close relationships with clients

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Job Skills Active Learning, Agile Methodology, Application Integrations, Detail-Oriented, Enterprise Application Delivery, Group Problem Solving, Programming Languages, Software Development Life Cycle (SDLC)

Additional Job Details

Address:180 WELLINGTON ST W:TORONTO

City:Toronto

Country:Canada

Work hours/week:37.5

Employment Type:Full time

Platform:TECHNOLOGY AND OPERATIONS

Job Type:Regular

Pay Type:Salaried

Posted Date:2026-08-04

Application Deadline:2026-09-05

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above.

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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