Credit Analyst

Description

Why Work Here

At ATCO we believe our success starts with our people. We foster a culture built on caring collaboration and respect where diverse perspectives are valued and everyone is empowered to contribute. Whether youre building new skills expanding your expertise or taking on new challenges youll be supported to grow and make a meaningful impact.

As a Credit Analyst youll work with colleagues across the business to help manage risk support informed decision-making and contribute to the long-term success of our operations. Were looking for someone who is curious motivated to learn and committed to continuous improvement; someone who enjoys solving problems building relationships and bringing thoughtful solutions forward.

If youre energized by working with great people geared for growth and excited by opportunities to make a difference wed love to hear from you

About the Role:

As a Credit Analyst youll play an important role in helping ATCO manage credit and liquidity risk across our diverse business units. Working in a highly confidential environment youll bring curiosity sound judgment and analytical insight into credit risk adjudication exposure monitoring collateral and security management and routine and ad hoc reporting. This is an opportunity to build strong relationships across the business support informed decision-making and contribute thoughtful recommendations that help protect ATCOs operations and long-term success.

What You Get to Do

Accountable for the maintenance of high-quality credit files and performance of credit analysis on new and existing counterparties to provide recommendations on credit limits and internal credit ratings (based upon financial statement analysis with credit rating reports and market data) in accordance with ATCOs Credit Policy.
Monitor credit exposures against approved limits and escalate breaches with recommendations for risk mitigation where appropriate.
Manage changes in financial assurances (held and issued) in the form of Guarantees Letters of Credit Cash Deposits etc.
Perform daily exposure assessment and reconciliation activities that may include validation of margin calls recommend credit terms and the coordination of financial assurances.
Perform reporting functions of the department including daily weekly or monthly reports and Credit Committee reports
Liaison with business units on reported information new projects and counterparties and review and resolve inconsistencies within their data
Ensuring accurate processing and filing of original documents
Provide support to related internal customers from Treasury to Capital Markets and External Disclosures
Networking with external customers and credit colleagues to build relationships and understand best practices in the credit industry

What You Bring

Undergraduate degree in Finance Accounting or Economics
Commitment to continuing education and/or acquiring designations (such as a CFA or FRM)
Exposure to financial analysis whether gained through academic studies professional experience or a combination of both
Direct credit experience as it relates to energy or construction would be an asset
Proficiency in data management and MS Office applications particularly Excel and Power BI
Communicates clearly and professionally across written and verbal interactions
Responds effectively to time-sensitive requests while maintaining accuracy and follow-through
Approaches challenges thoughtfully and brings practical solutions forward
Balances competing priorities while producing accurate detail-oriented work
Works well with others while taking ownership of independent responsibilities

What We Offer:

A culture based on caring integrity agility collaboration and striving for excellence
Competitive compensation
Flex benefits
Tuition assistance program
Training and mentorship programs
Charitable donation matching

We would like to thank everyone for their application; however only those being considered for an interview will be contacted.

ATCO delivers inspired solutions for a better world. We are a diversified global corporation with investments in the essential services of Structures & Logistics Utilities Energy Infrastructure Retail Energy Transportation and Commercial Real Estate. Learn more about how we build communities energize industries and deliver customer-focused solutions like no other company in the world at . ATCO is proud to be an equal opportunity employer. Visit our website for more information.

In the spirit of reconciliation we acknowledge the traditional territories and homelands on which many of our ATCO operations and facilities are located. We honour and respect the diverse history languages ceremonies and culture of the Indigenous Peoples who call these areas home.

Required Experience:

IC

Employment Type : Full-Time
Department / Functional Area: Finance
Experience: years
Vacancy: 1