Claims Consultant, Specialty - Property and Builder’s Risk

Pay at Intact is about much more than just salary.

• Flexible work arrangements and a hybrid work model

• Possibility to purchase up to 5 extra days off per year

• Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more

• Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)

Salary range (but not limited to):

118,700 - 145,100

Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance):

15%

As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.

Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role

As a Property & Builders Risk Claims Consultant in our Specialty Lines team, you will handle Wood-Frame construction Builder’s Risk claims from our STRIIOR (MGA) distribution channel. In addition to this, you will handle traditional and renewable Energy Commercial Property claims and Equipment Breakdown claims, including those from our Global Network.

What you’ll do here:

· Investigate and evaluate complex Property, including Builders Risk/Course of Construction, and Equipment Breakdown claims to determine coverage and liability

· Conduct thorough and timely investigations, including gathering and analyzing relevant information and documentation

· Communicate with policyholders, brokers, and other parties involved in the claims process to gather information and provide updates on the status of claims

· Negotiate and settle claims in accordance with company policies and procedures

· Attend mediations and trials

· Utilize knowledge of insurance contracts and industry standards to determine appropriate coverage and settlement amounts

· Maintain accurate and detailed claim files, including documentation of all activities and decisions made

· Leverage your expertise in a creative, continuous improvement environment to support a model of best practice operations

· Collaborate with other departments and teams within the company to ensure efficient and effective claims handling

· Identify and investigate potential fraudulent claims and take appropriate action

· Deliver and exceed on all key performance indicators as it relates to loss development, claims leakage control and expense management

· Keep up to date with industry trends, changes in laws and regulations

· Provide excellent customer service to insureds and brokers, addressing any questions or concerns in a timely and professional manner

· Mentor and provide guidance to less experienced claims adjusters on complex or high-value claims

· Adhere to all company policies, procedures, and ethical standards

· Participate in training and professional development opportunities to enhance job knowledge and skills

· Represent the company in a professional manner and maintain positive relationships with all stakeholders

What you bring to the table:

· Self-motivated and detail-oriented

· Critical thinking with intellectual curiosity when approaching complex problems in time-sensitive situations

· Skilled communicator who fosters favorable business relationships and provides clear guidance to clients and stakeholders, internal and external

· Problem-solver and ability to gather information, evaluate a situation and negotiate the next steps toward a solution

· Able to adapt to changing needs and understand the need to be flexible and agile

· A planner and able to effectively organize to establish an effective strategy

· A strong collaborator and have a passion for mentoring and coaching others

· Experience in Builder’s Risk claims handling (preferred)

· Undergraduate Degree or CIP designation (asset)

· Flexibility to travel as needed

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Ce poste jouera un rôle essentiel au sein de notre équipe. | This position will fill an essential role in our team.