Commercial Real Estate Analyst

Our Story & Purpose:

Were Vancity a member-owned credit union built on the principles of inclusion and social justice. Since 1946 our relentless commitment to these values has helped us challenge the status quo and break down barriers. Weve made bold commitments to become net-zero by 2040 across all mortgages and loans and were actively pursuing strategies in Indigenous banking and financial resilience for our members.

As the largest private sector Living Wage Employer in Canada were proud to be consistently recognized as one of the countrys Top Employers. If youre ready to join our team of 2300 diverse individuals access competitive rewards and benefits and be part of a greater movement - apply today!

Your Role in Supporting Our Members:

As the Commercial Real Estate Analyst you will provide timely accurate analysis of financial and business information to assess the risk of lending to new and existing Members. You will underwrite highâquality credit applications conduct annual reviews draft letters of interest and renewal letters prepare monthly construction draw reports and deliver expert advice that supports strong credit quality member experience and Vancitys commitment to social environmental and community impact. You will be a trusted partner to Account Managers Risk Managers and Manager helping ensure informed lending decisions and responsible stewardship of member assets.

This is a Full-time Permanent role based at the Vancity head office and will report directly to the Manager Commercial Banking Analysts. While this position provides a hybrid work arrangement you will be expected to be onâsite for events and business demands.

How Youll Make an Impact:

• Providing guidance and collaboration with Commercial Real Estate Account Managers to underwrite highâquality new business credit applications
• Preparing and drafting new business letters of interest loan amendments renewal writeâups and renewal letters along with the preparation of monthly construction draw requests
• Working with the Manager Commercial Real Estate and Risk Managers to ensure timely delivery of credit approvals
• Performing annual reviews of existing credit facilities to evaluate performance against covenants
• Monitoring and analyzing Commercial Real Estate accounts loans and deposits to mitigate AML/ATF risks
• Reviewing supporting documentation for new and existing accounts to ensure adherence to risk requirements
• Supporting CRE Production Team on additional duties as required

What Youll Bring to the Team:

• Preference having a degree in Accounting Finance Business Administration or equivalent experience
• Preference of 23 years of experience analyzing financial statements and assessing business credit risk
• Demonstrated ability to calculate interpret and summarize financial data accurately
• Experience working under pressure with competing deadlines
• Strong organizational and prioritization skills with strong attention to detail
• Excellent written and verbal communication skills
• Ability to work independently while collaborating effectively with a variety of partners

Extra Skills That Set You Apart:

• Preference of having experience in commercial real estate lending
• Knowledge of AML/ATF regulatory requirements
• Familiarity with valuesâbased socialâpurpose or missionâaligned financial analysis

Youll Thrive Here If You Are:

• A clear communicator able to explain financial insights and risk considerations in an accessible way.
• Detailâoriented attentive to financial nuances while maintaining a clear view of overall business risk.
• Curious and analytical motivated to explore trends understand root causes and continuously improve the quality of your work.
• Adaptable comfortable shifting between priorities and navigating timeâsensitive deliverables.
• Impactâdriven committed to supporting lending decisions that strengthen community and member wellâbeing.

We value lived experience so if you are interested in this role we encourage you to apply even if you feel your skills dont perfectly align with those listed.

What Youll Earn:

The salary range for this role is $69700 to $82000 per annum. Base pay offered may vary depending on factors such as relevant qualifications skills previous experience and internal equity. As part of our total rewards package employees may also be eligible for our annual incentive program subject to program eligibility requirements.

Why Youll Love Working Here:

A career at Vancity is more than just a job youre joining a tradition of change-makers who are creating lasting change for our communities. Beyond base pay we offer a comprehensive total rewards package to ensure our employees are empowered to thrive:

• Living Wage Employer: Were the largest private-sector Living Wage Employer in Canada and consistently ranked among Canadas Top Employers.
• Customizable Benefits: Permanent employees receive flexible benefit packages that can be tailored annually to meet evolving needs.
• Generous Vacation: New employees start with 3-4 weeks of vacation per year with additional days earned over time.
• Extra Stat Holidays: In addition to BCs 11 statutory holidays we offer 2 extra days plus care days for personal or family illness.
• Immediate Health Coverage: Health and dental benefits begin on your hire date with three levels of coverage to choose from.
• Defined Benefit Pension: Our retirement plan provides a guaranteed income for life recognizing that retirement looks different for everyone.

Vancity Talent Programs:

Vancity supports an inclusive hiring process for candidates who self-identify as Indigenous Black or Trans. With special permission from the BC Human Rights Commissioner this initiative provides access to career development opportunities prioritized job screening and feedback. Any information you choose to share will be stored securely and used only for recruitment and career development connected to this initiative in line with the BC Personal Information Protection Act (PIPA). For details please see our dedicated Talent Programs job posting.

At Vancity were committed to creating a welcoming and inclusive workplace to help our people and communities thrive and prosper. Diversity in our workforce is integral so that we can truly represent understand and respond to our community needs and deliver on our member experience.

We are also committed to an inclusive barrier-free and accessible recruitment experience for all candidates. If you require any accommodations or support at any stage of the recruitment process (including the application stage) we encourage you to let us know by contacting our Talent Acquisition team at Were here to work with you to ensure your needs are met promptly and effectively. All requests will be handled with the utmost respect and confidentiality so you can participate fully in the process.

Required Experience:

IC

Employment Type : Full-Time
Experience: years
Vacancy: 1
Yearly Salary Salary: 69700 - 82000