Senior Software Engineer - Credit

As a Senior Software Engineer , on Marqeta’s Credit team you will play a pivotal role in shaping how credit is accessed, evaluated, and delivered at scale, directly impacting the financial lives of millions. At the senior level, you will independently identify and deliver software solutions on our Credit Rewards Team through a set of milestones spanning a specific product focus or a multi-component system. You will own and deliver projects in service of quarterly goals on the team and independently identify solutions to solve ambiguous, open-ended problems. You’ll partner across product, risk, data science, and compliance to build systems that are not only technically sound but ethically and financially responsible.

The Rewards Team in Credit Engineering is responsible for accurate and timely accrual and redemption of credit rewards. This is a high performing team working on the highest initiative project within Credit; the new rewards platform will allow our customers to customize every aspect of accrual, conversion, and redemption to match their loyalty goals.

At Marqeta, participation in a rotational on-call pager duty is a required part of the software engineering role. The specifics of the rotation may vary by team, depending on team size and structure, and will be discussed further during the interview process.

We work Flexible First . This role can be performed remotely anywhere within the provinces of Ontario and British Columbia, Canada with a preference to those residing in either the Greater Toronto Area (GTA) or Metro Vancouver. We’d love for you to join us!

The Impact You'll Have

• Drive the technical design and implementation of high-impact features that enhance our credit rewards platform, directly influencing customer engagement and loyalty
• Collaborate cross-functionally to create seamless experiences for customers earning and redeeming rewards
• Build scalable, resilient services and APIs that power real-time rewards accrual and redemption across multiple channels
• Mentor and guide engineering through code reviews, architecture discussions, and best practices to raise the technical bar for the team
• Leverage data and experimentation to optimize rewards programs, ensuring our credit customers get the most value from their experiences
• Partner with stakeholders to translate business objectives into technical roadmaps, balancing innovation, maintainability, and speed to market - all while keeping customer needs at the forefront of decision making
• Ability to lead design efforts for small to medium components / features while actively participating in larger design initiatives
• Have the ability to have significant ownership of system components / features, driving their development and enhancement
• Contribute to the long-term evolution of our credit platform through thoughtful technical strategy, system design and continuous improvement
• Participate in our on-call rotation to ensure system reliability and rapid incident response

Who You Are

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This position is for an existing vacancy.

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in CAD, is : 116,000 - 145,000

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

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