The Work
- Assess the credit worthiness of both commercial (corporate) and individual borrowers, while adhering to the Bank’s lending guidelines and policies.
- Provide recommendations and approvals within designated limits, including those of peers when necessary. Ensure that approved deals close as scheduled and as efficiently as possible, by following up on outstanding conditions / documents and ensuring compliance with established guidelines.
- Demonstrate a comprehensive understanding of the nuances of Whole Life Insurance policies, including their structure, functionality, as well as the impact of future policy changes on the credit portfolio.
- Deliver exceptional, customer-centric service to both internal and external stakeholders; participate in sales meetings, as required.
- Mentor team members on credit adjudication and compliance practices.
- Actively engage in team efforts and support colleagues.
- Maintain a high level of professionalism in all interactions.
- Support other areas within the Growth Business unit as required
Let's Talk about You
- Demonstrated ability to coach and mentor more junior employees.
- Autonomous decision making on files of greater complexity. Post-secondary education in business or finance.
- In-depth knowledge of commercial underwriting and financial statements analysis.
- Proficient underwriting skills, with a minimum of 2-4 years of commercial lending experience.
- Insurance lending experience preferred
- Exposure to and knowledge of whole life insurance products is highly preferred.
- Strong analytical and problem-solving skills, with the ability to assess credit applications holistically.
- Sound knowledge of AML & ATF practices. Excellent time management, analytical and problem-solving skills, able to handle multiple competing priorities.
Ability to make decisions under ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment.
- Excellent relationship building skills.
- Knowledge of fraud risk in the credit and insurance industries and the ability to address concerns relating to suspected misrepresentation is required.
- A desire and a willingness to join a growing team and evolving product.
- Proficiency in MS Office (mainly MS Word and Excel).
- CFA / CPA as well as the ability to speak Mandarin would be an asset.
What we offer For full-time permanent roles Competitive discretionary bonus Market leading RRSP match program Medical, dental, vision, life, and disability benefits Employee Share Purchase Plan Maternity / Parental top-up while you care for your little one Generous vacation policy, personal days and even a moving day Virtual events to connect with your fellow colleagues Annual professional development allowance and a comprehensive Career Development program A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience
Senior Underwriter, Insurance Lending Solutions
Insurance lending experience preferred. Assess the credit worthiness of both commercial (corporate) and individual borrowers, while adhering to the Bank’s lending guidelines and policies. Demonstrate a comprehensive understanding of the nuances of Whole Life Insurance policies, including their struc...
Senior Azure Solutions Architect to support a system integration project with one of our insurance clients - 13579/13578
Senior Azure Solutions Architect to support a system integration project with one of our insurance clients - /. Marketing, Global Operations/Procurement, Finance, Treasury, Actuarial & Reinsurance, Human Resources, Employee Experience, Global Communications, Global Risk. Analyzes and designs viable ...
Senior Manager, Actuarial & Insurance Solutions
We offer our clients industry leading expertise and advice from our deep understanding of Insurance Companies and our broad global insurance experience. Property & Casualty working experience in the industry within an insurance company, reinsurer, insurance broker or accounting / consulting firm . E...
Intermediate or Senior Underwriter, Commercial Group Solutions
Answer inquiries and make recommendations to brokers and underwriters through verbal and written correspondence. Support and mentor team members within Specialty Solutions as well as other divisions at Intact. ...
Senior Manager, Actuarial & Insurance Solutions
We offer our clients industry leading expertise and advice from our deep understanding of Insurance Companies and our broad global insurance experience. Property & Casualty working experience in the industry within an insurance company, reinsurer, insurance broker or accounting / consulting firm. En...
Senior Auto Underwriter, Middle Market
Zurich Canada is currently looking for a Senior Underwriter, Middle Market for the Ontario region. Reporting to the VP, Middle Market, Ontario Region you will be responsible for creating strong broker relationships with the aim to provide meaningful customer service and strong commercial insurance s...
Senior Underwriter - Property Construction
Starr Insurance Companies is a leading insurance and investment organization, providing commercial property and casualty insurance, including travel and accident coverage, to almost every imaginable business and industry in virtually every part of the world. Starr Insurance Companies is a leading in...
Senior Underwriter, Commercial Group Solutions
Answer inquiries and make recommendations to brokers and underwriters through verbal and written correspondence. Support and mentor team members within Specialty Solutions as well as other divisions at Intact. Minimum 5 to 7 years of relevant experience in a P&C insurance environment. ...
Senior Reinsurance Underwriter - Hybrid Solutions
Reinsurance Underwriter - Hybrid Solutions,. Everest Group, a NYSE listed S&P 500, is a leading global reinsurance and insurance provider, operating for nearly 50 years, now in over 15 countries. Maintain awareness of competitor capabilities and strategies, market trends in the insurance and reinsur...
Senior Commercial Underwriter
Comprehensive employee group benefits, including health and dental coverage, income protection plans, life insurance, ADD insurance and an annual Health Care Spending Account. A University degree, advanced insurance-related certifications like CIP or equivalent. Comprehensive understanding of underw...