Overview
A career as Manager Financing Solutions in the Commercial & Private Banking 1859 team means working closely with commercial account managers and a range of internal and external partners, acting as a credit expert to positively impact colleagues and customers.
Your Job
- Perform high‑quality credit analyses in accordance with the standards established by the Credit Centre and make recommendations.
- Structure credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs while matching the Bank’s risk criteria.
- Participate in determining client financing needs in collaboration with the Commercial Account Manager.
- Negotiate credit terms and conditions with Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
- Obtain comments from Account Managers on preliminary versions of credit applications, adjust them as needed, then present them to the RVP before forwarding to Credit Risk Management to ensure they meet the Bank’s requirements for overall client profitability.
- Produce documents and update client files in collaboration with account representatives and Credit Risk Management to ensure credit applications are processed efficiently.
- Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members’ skills development in this area.
- Identify the risks inherent to sector activities.
Basic Requirements
A bachelor’s degree in a related field and 6 years of relevant experience, OR a master’s degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experience.Experience in commercial credit.Experience analyzing financial statements.Excellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well‑reasoned recommendations.Negotiation experience.Your Team
Reporting to the Regional Vice‑President, the position is based in Barrie. You have the flexibility to work from home and / or go to the office, but will also need to travel occasionally for client and team meetings. Our learning‑by‑doing training programs enable you to master your job and benefit from colleagues with diverse expertise.
Benefits
Health and wellness program, including many options.Flexible group insurance.Generous pension plan.Employee Share Ownership Plan.Employee and Family Assistance Program.Preferential banking services.Opportunities to get involved in community initiatives.Telemedicine service.Virtual sleep clinic.Inclusivity & Accessibility
We want our recruitment process to be fully accessible. If you require accommodation, let us know during your first conversations with us. We welcome all candidates!
Seniority Level
Mid‑Senior level
Employment Type
Full‑time
Job Function
Information Technology
Industry
Banking
Location
Barrie, Ontario, Canada
Language Requirements
English
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