Senior Portfolio Consultant, Programs

The Opportunity

Are you looking for a caring, collaborative, values-driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to be the best and thrive at the most impactful global insurance provider in the world?

Look no further than Zurich Canada.

If you have technical underwriting experience in a Commercial P&C environment, and are looking for a new challenge, we would love to hear from you.

Zurich Canada is currently looking for a Senior Portfolio Consultant to join our Programs team.

Reporting to Head of Programs, you will : provide portfolio insights and technical underwriting guidance to the Programs management team under limited direction, support the profitability and sustainable underwriting of the Programs portfolio, and keep executive stakeholders informed of management actions.

This is a unique opportunity to build your knowledge and experience for the future in a supportive environment where your voice matters.

This is a hybrid work opportunity.

What you will do

Portfolio Reporting :

• Develop dashboard tools to monitor portfolio KPIs like retention, portfolio mix, and rate adequacy.
• Create presentations for various stakeholders to share key portfolio insights and action plans.

Rate Execution :

• Work with actuaries, underwriters, and management to translate actuarial indications into rating strategies, rating segmentation, and rating tools.
• Monitor portfolio rate adequacy and rate changes. Deliver segmented insights for execution of actuarial indications.

Underwriting Strategies :

• Provide performance analysis on Programs to broker partners, customers, and executive stakeholders as part of new, renewal, and half-year performance updates.
• Work with underwriters and management to develop underwriting strategies and guidelines (e.g., deductibles, referral triggers) that ensure sustainable profitability and operational efficiencies.

Claims Insights :

• Monitor and review large losses for portfolio-level trends. Work alongside underwriting, claims, and risk services team to share large loss learnings with broader organization.
• Monitor attritional loss trends to diagnose performance drivers and enable proactive action plans.

Accumulation Management :

• Monitor and proactively manage accumulation risk across the portfolio utilizing insights from exposure management tools.
• Maintain accumulation data integrity by resolving operational and underwriting data issues.
• Provide accumulation insights into new and renewing programs that allow for better pricing segmentation and rating optimization.
• Assist in developing submission materials and presentations for reinsurance.

Operational Streamlining :

• Provide business requirements to IT to productionize and streamline existing reporting.
• Provide ad-hoc support to broker and internal partners in reconciling bordereaux data.

Job Qualifications - What you bring to the table

Job Qualifications - What you bring to the table :

Required :

• Bachelors Degree and 3 or more years of experience in the Underwriting area
• High School Diploma or Equivalent and 5 or more years of experience in the Underwriting area

Preferred :

• Financial acumen - good understanding of P&L statements and drivers of line items.
• Minimum 3 years of industry experience in insurance, financial services, and / or consulting.
• Programming and / or automation skills in SQL, Python, R, Databricks, are a definite asset.
• Understanding of insurance and reinsurance concepts.
• Capable of managing multiple competing priorities across short and medium-term project windows.
• Identify problems and own resolution with resourcefulness and limited guidance.
• Advanced Excel, data analysis, and data presentations skills.
• Strong listening, verbal and written communication skills
• Able to work independently with limited direction.

Our Culture

At Zurich, we are proud of our culture. We are passionate about Diversity, Inclusion, Equity and Belonging (DIEB). We want you to bring your whole self to work, and we want our employees to be reflective of the communities in which we live and work.

Our DIEB initiatives are creating an environment where everyone feels welcome.

• We have a collaborative culture where diversity of thought is valued. We value your input and strive to give our employees the tools they need to make an impact.
• We care about our employees' well-being and offer a comprehensive health / benefits plan with varying levels of coverage to suit your specific needs and a competitive total compensation package.
• We understand how important it is to rest, recharge and do the things you love. At Zurich, all employees receive a minimum of four weeks of vacation per year to do just that.
• We also understand that employees require time off for personal reasons. Maybe you have an appointment during a workday, a cultural or religious holiday you would like to observe, or you need time off to focus on your mental health.

Zurich employees receive four personal days per year to be used at their discretion.

• We are committed to continuous improvement, and offer access to a comprehensive range of training and development opportunities.
• We care about our communities. Our communities are where our customers, people, and shareholders live and work. While we can be proud of the contribution to society Zurich makes through our core business of insurance, we must also give back to our communities through our talent, time and resources.
• We have won numerous awards for our workplace culture. We are proud to be one of Greater Toronto's Top Employers and to have received Insurance Business Canada's 5-Star Diversity, Equity and Inclusion Award.

Make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.

About Us

Zurich Canada is part of the Zurich Insurance Group, a multi-line insurer with approximately 55,000 employees worldwide serving customers in global and local markets.

Zurich Canada has been a leading insurance provider serving mid-sized and large companies, including multinational corporations, in the Canadian commercial market for 100 years.

With over 500 employees in offices across the country, Zurich offers the global strength of a top insurance provider combined with in-depth knowledge of industries and local markets.

Zurich Canada aspires to be risk management professionals' first choice as their premier partner to help meet the risk challenges of today and tomorrow.

Read more at www.zurichcanada.com.

A future with Zurich

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together.

As part of a leading global organization, Zurich North America has over 148 years of experience managing risk and supporting resilience.

We are a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals.

Today, we serve more than 25 industries, from agriculture to technology and insure 90% of the Fortune 500®. Our growth strategy is not limited to our business.

As an employer, Zurich strives to provide ongoing career development opportunities and foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging.

Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our people, our customers and the communities we serve.

As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here.

Taken together, diversity and inclusion bring us closer to our common goal : exceeding our customers' expectations. Zurich is committed to providing a diverse, inclusive and barrier-free environment resulting in an accessible organization for employees, customers, and other parties who interact with, or on behalf of, Zurich.

We strive to achieve a workplace free of discrimination of all forms, including discrimination on the basis of physical or mental disability, or medical condition.

If you are interested in a job opportunity, please advise if you require an accommodation, so we can work with you to provide a more accessible process.

Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich Canadian Holdings Limited.

If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.

Only applicable for Canada : For Zurich Canada's commitment to diversity and accessibility please click here. If you would prefer to not receive future electronic messages from Zurich Insurance Company Ltd's recruitment management system, please email your request to have your job profile deleted from the system by clicking here.

Zurich Insurance Company Ltd 100 King St., W., Suite 5500, Toronto, ON, M5X 1C9. www.zurichcanada.com