Senior Life Underwriter

Senior Life UnderwriterLocation : Any Canadian Location, CAEmpire life is looking to hire a Senior Underwriter to join our Retail Operations team!Why pursue this opportunityEmpire Life is looking to fill several Underwriting roles on the retail underwriting team.

We are looking for team members who have strong leadership, technical and medical knowledge and skills. By joining the Empire Life today, you'll be exposed to growth and career development opportunities.

The Senior Life Underwriter maintains Company profitability through favourable mortality by reviewing and assessing the financial risk of individual life insurance applications.

The incumbent is guided by defined goals and objectives and works under the general supervision of the Manager, Underwriting.

Join a transforming business - we are a medium-sized Canadian company in a stable industry which is rapidly transforming.

The environment - we understand the importance of work-life balance and strive to provide a supportive work environment that allows our employees to achieve both personal and professional goals.

Play an integral role - this is an opportunity that allows for you to grow your skills, while directly contributing to the business unit you are a part of.

What you’ll be working onAssesses risk accurately to an approval limit of $2,000,000 - $3,000,000 for individual life and $1,000,000 for critical illness policiesProvides sound risk decisions and related support to the Sales & Marketing and Retail business line teamsAssesses the mortality and financial risk for individual life insurance applications through an analysis of financial and medical informationProvides support to the Sales team in the management of the distribution relationshipInteracts with reinsurance providers to spread risks on retention amounts that exceed the Empire Life retention limitConsults with Senior Underwriters, medical Directors, or the Underwriting Manager, on any questionable situationsParticipates as an active team member and leads assigned projectsCoaches junior and intermediate underwriters from a technical lens to ensure that individual coverage decisions are appropriate, made in a timely manner, and communicated to the appropriate team membersWhat we’re looking for you to have4+ years work experience in individual underwriting, three of which has been at an intermediate levelExperience coaching / mentoring othersKnowledge of word processing, spreadsheet, email, internet and database computer softwareComprehensive knowledge of medical and financial terminologyWell-developed analytical and problem resolution skillsAbility to be decisive and show consistently good judgmentWell-developed coaching and mentoring skillsWell-developed organizational skillsClear writing and verbal communication skillsAbility to work within and apply decision methodologiesCompletion of a university degree in life sciences, nursing or kinesiologyFLMI with underwriting specialty considered an assetWorking towards FALU considered an assetIf you are applying for a position which is open to applicants across Canada, unless otherwise indicated in the position, language proficiency in English is required for communicating with customers, advisors, or employees across Canada.

It would be nice for you to haveKnowledge of individual life and health underwriting and advanced financial underwriting are assetsBeyond the salaryFor regular full-time positions, Empire Life offers a comprehensive total rewards package that includes : Competitive salaries with annual pay increasesAnnual bonus program, which recognizes both strong company performance and individual contributionsCompetitive uncapped commission for sales positionsA comprehensive employer-funded benefits package that includes life insurance, disability, health and dental and a generous health accountFlexible work arrangements and an annual allotment of personal health days.

Four weeks annual vacation from hire dateA defined contribution pension plan with generous employer matchingTop up programs for parental leave and compassionate leaveEmployer-sponsored wellness and recognition programsA cash employee referral programTo learn more about working at Empire Life, visit https : / / www.

empire.ca / workatempire.Get to know usEmpire life is proud to be an equal opportunity employer. We celebrate diversity, are committed to creating an inclusive environment, and welcome everyone to participate in our application process.

We encourage those of all backgrounds and experiences to apply, even if you don't believe you meet each unique qualification outlined.

Applicants will receive equal consideration without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, or age.

Empire Life welcomes applications from people with disabilities and disabled people. Accommodations are available upon request for candidates taking part in all aspects of the screening and selection process.

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