Talent.com
Credit Analyst I - Agriculture Services
Credit Analyst I - Agriculture ServicesThe Toronto-Dominion Bank (Canada) • Stratford, Ontario
Credit Analyst I - Agriculture Services

Credit Analyst I - Agriculture Services

The Toronto-Dominion Bank (Canada) • Stratford, Ontario
6 days ago
Job type
  • Full-time
  • Temporary
Job description

Description

KEY ACCOUNTABILITIES

CUSTOMER

  • Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
  • Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
  • Conduct appropriate market, industry and client research and risk analysis in support of the credit development and credit submission processes where appropriate
  • Prepare documentation in support of financial solutions for clients, including review and commentary on credit facility term sheets and timely completion of client presentations
  • Prepare and recommend credit submissions including annual and interim client reviews
  • Assist the AM in cross-selling the full range of products to existing and new customers, as applicable to maximize revenue / profit and retention of relationships based on the risk profile of the customer ensuring appropriate credit is earned at all times

SHAREHOLDER

  • Contribute to the achievement of business objectives through exceptional customer service and risk support to increase profitability and enable business growth
  • Support the promotion of products, sales, services and banking capabilities
  • Contribute to business objectives for Operational Excellence
  • Complete business processes and procedures in a timely and accurate manner
  • Protect the interests of the organization – identify and manage risks, and escalate non-standard, high risk activities as necessary
  • Ensure documentation that is prepared / completed is accurate and properly reflects client / business intentions and is consistent with relevant rules / regulations
  • Ensure necessary due diligence to support the accuracy of all customer transactions / activities
  • Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
  • Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
  • Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
  • EMPLOYEE / TEAM

  • Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues / points of interest
  • Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
  • Keep current on emerging trends / developments and grow knowledge of the business, related tools and techniques
  • Participate in personal performance management and development activities, including cross training within own team
  • Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
  • Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and / or guidance as appropriate.
  • Contribute to a fair, positive and equitable environment that supports a diverse workforce
  • BREADTH & DEPTH

  • Professional role with a focus on providing specialized business services, advisory or process / program support for own area of specialty, within defined parameters
  • Requires sound conceptual knowledge in their own field of specialty
  • Investigates and analyzes potential solutions; ensures processes and functional programs are implemented
  • Executes on work with some complexity; generally requiring short to medium-term focus (weekly-monthly)
  • Accountable for own work and effective coordination of processes and information across related teams
  • Delivers on assigned initiatives / projects / programs with some direction from management
  • Generally, reports to the Senior Manager, Commercial Credit role
  • EXPERIENCE & EDUCATION

  • Undergraduate degree and / or
  • 3+ years of relevant experience
  • Who We Are :

    TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

    TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

    Our Total Rewards Package

    Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

    Additional Information :

    We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

    Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

    Colleague Development

    If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

    Training & Onboarding

    We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

    Interview Process

    We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

    Accommodation

    Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

    We look forward to hearing from you!

    Language Requirement (Quebec only) :

    Sans Objet

    Create a job alert for this search

    Credit Analyst I Agriculture Services • Stratford, Ontario

    Similar jobs
    (AHI) Food Service Aide

    (AHI) Food Service Aide

    Rural Road Health Services • Ingersoll, ON, Canada
    Full-time
    Rural Roads Health Services (RRHS) is actively seeking applicants for a Food Service Aide position for the Support Services Department. The primary location for this position is : .The effective date ...Show more
    Last updated: 4 days ago • Promoted
    Biology Private Tutoring Jobs Ingersoll

    Biology Private Tutoring Jobs Ingersoll

    Superprof • Ingersoll, Canada
    Full-time +1
    Superprof is Canada's #1 tutoring platform, and we're actively recruiting passionate tutors! Whether you're a student, a professional, or simply someone who loves teaching, join the largest communi...Show more
    Last updated: 30+ days ago • Promoted
    Real Estate Sales Representative

    Real Estate Sales Representative

    Royal LePage Real Estate • Stratford, ON, Canada
    Full-time
    Royal LePage is committed to helping you launch your real estate career by providing the industry-leading training, lead generation and technology you need to accelerate your growth.With a culture ...Show more
    Last updated: 30+ days ago • Promoted
    Sales and Customer Service Representative Remote (69k+ per year)

    Sales and Customer Service Representative Remote (69k+ per year)

    HMG Careers • Rayside, Ontario
    Remote
    Full-time
    Quick Apply
    This full-time position offers flexible work hours and ample opportunities for advancement into management roles.You will work remotely to serve clients and offer valuable advice and protection to ...Show more
    Last updated: 10 days ago • Promoted
    Satellite Administrative Assistant

    Satellite Administrative Assistant

    Southwestern Ontario Youth for Christ • Listowel, ON, Canada
    Full-time
    Salary : $18 - $23 per hour (based on experience).If you are passionate about doing your best work, making a difference, and having fun doing it, apply to one of our positions today!.We want to see ...Show more
    Last updated: 5 days ago • Promoted
    Parts and Service Administrator

    Parts and Service Administrator

    All Equip Repair • Saint Marys, ON, Canada
    Full-time
    A parts and service administrator manages the flow of parts and supports the service department by handling customer inquiries, booking appointments, managing inventory, ordering parts, and complet...Show more
    Last updated: 30+ days ago • Promoted
    Remote Benefits Sales Representative (69k+ per year)

    Remote Benefits Sales Representative (69k+ per year)

    HMG Careers • Ingersoll, Ontario
    Remote
    Full-time
    Quick Apply
    This full-time position offers flexible work hours and ample opportunities for advancement into management roles.You will work remotely to serve clients and offer valuable advice and protection to ...Show more
    Last updated: 10 days ago • Promoted
    AGRICULTURAL CROP SCOUT

    AGRICULTURAL CROP SCOUT

    Nortera Foods Inc. • Ingersoll, ON, Canada
    Full-time
    Joining Nortera means choosing opportunities to grow together!.As the North American leader in ready-to-cook vegetables, we are committed to contributing to the well-being of society by providing a...Show more
    Last updated: 30+ days ago • Promoted
    Sales and Leasing Consultant

    Sales and Leasing Consultant

    Stratford Subaru • Stratford, ON, Canada
    Full-time +1
    Stratford Subaru | Stratford, Ontario.This is a performance-based environment.Stratford Subaru operates with clear standards, defined processes, and consistent coaching.We’re a team of profes...Show more
    Last updated: 11 days ago • Promoted
    Finance Private Tutoring Jobs Atwood

    Finance Private Tutoring Jobs Atwood

    Superprof • Atwood, Canada
    Full-time +1
    Superprof is Canada's #1 tutoring platform, and we're actively recruiting passionate tutors! Whether you're a student, a professional, or simply someone who loves teaching, join the largest communi...Show more
    Last updated: 30+ days ago • Promoted
    Work From Home - Sales Representative - 60k / Year

    Work From Home - Sales Representative - 60k / Year

    Spade Recruiting • St. Marys, Ontario
    Remote
    Full-time
    Quick Apply
    We’re looking for enthusiastic, self-driven, individuals to assist existing and prospective clients within our organization. This position will work with multiple clients throughout the day pr...Show more
    Last updated: 30+ days ago • Promoted
    Electrical Project Manager

    Electrical Project Manager

    Tri-Mach Group Inc. • Stratford, ON, CA
    Full-time
    Quick Apply
    Industrial Contracting Solutions Inc.ICS) is an industry leader in smart electrical solutions.We specialize in providing the very best in electrical installations,. Employees are encouraged to take ...Show more
    Last updated: 18 days ago