Salary rate
Annual
Month
Biweekly
Weekly
Day
Hour
Withholding
Salary
$45,090
Federal tax deduction
- $6,108
Provincial tax deduction
- $2,577
CPP deduction
- $2,371
EI deduction
- $712
Total tax
- $11,768
Net pay
* $33,322
Marginal tax rate
32.0%
Average tax rate
26.1%
73.9%
Net pay
26.1%
Total tax
Total tax
Net pay
The Taxberg
$33,322
Net pay
$3,368
Tax the employer pays
$11,768
Tax you pay
Total tax paid
$15,136
Did you know your employer also pays tax on your salary? It costs the employer $3,368 to pay you $45,090. In other words, every time you spend $10 of your hard-earned money, $3.36 goes to the government.
Real tax rate
31.2%
So, with you and the employer both paying tax, what used to be a 26.1% tax rate now rises to 31.2%, meaning your real tax rate is actually 5.1% higher than what it seemed at first.
Summary
If you make $45,090 a year living in the region of Ontario, Canada, you will be taxed $11,768. That means that your net pay will be $33,322 per year, or $2,777 per month. Your average tax rate is 26.1% and your marginal tax rate is 32.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of $100 in your salary will be taxed $31.97, hence, your net pay will only increase by $68.03.
Bonus Example
A $1,000 bonus will generate an extra $680 of net incomes. A $5,000 bonus will generate an extra $3,402 of net incomes.
Compare average tax
Tax per region
Region
Net pay
Average tax
Rank
Nunavut
CAD 34,218
24.1%
1
British Columbia
CAD 33,720
25.2%
2
Northwest Territories
CAD 33,418
25.9%
3
Ontario
CAD 33,322
26.1%
4
Yukon
CAD 33,293
26.2%
5
Quebec
CAD 32,539
27.8%
6
New Brunswick
CAD 31,939
29.2%
7
Newfoundland and Labrador
CAD 31,900
29.3%
8
Alberta
CAD 31,698
29.7%
9
Saskatchewan
CAD 31,487
30.2%
10
Nova Scotia
CAD 31,252
30.7%
11
Prince Edward Island
CAD 31,258
30.7%
12
Manitoba
CAD 31,154
30.9%
13
Show more
Europe
Country 
Net pay
Average tax
Rank
Switzerland
CAD 39,842
11.6%
1
Russia
CAD 39,228
13.0%
2
Ireland
CAD 38,341
15.0%
3
United Kingdom
CAD 37,583
16.7%
4
France
CAD 37,559
16.7%
5
Hungary
CAD 36,748
18.5%
6
Ukraine
CAD 36,297
19.5%
7
Norway
CAD 35,620
21.0%
8
Luxembourg
CAD 35,322
21.7%
9
Czech Republic
CAD 35,170
22.0%
10
Spain
CAD 34,733
23.0%
11
Austria
CAD 33,985
24.6%
12
Sweden
CAD 32,017
29.0%
13
Greece
CAD 31,589
29.9%
14
Germany
CAD 30,982
31.3%
15
Poland
CAD 30,528
32.3%
16
Denmark
CAD 30,338
32.7%
17
Italy
CAD 30,179
33.1%
18
Finland
CAD 29,160
35.3%
19
Netherlands
CAD 28,375
37.1%
20
Portugal
CAD 27,923
38.1%
21
Romania
CAD 26,378
41.5%
22
Belgium
CAD 24,334
46.0%
23
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North America
Country 
Net pay
Average tax
Rank
USA
CAD 36,677
18.7%
1
Canada
CAD 33,322
26.1%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Hong Kong
CAD 41,970
6.9%
1
Taiwan
CAD 40,121
11.0%
2
Thailand
CAD 38,963
13.6%
3
Australia
CAD 38,242
15.2%
4
South Korea
CAD 37,269
17.3%
5
New Zealand
CAD 36,731
18.5%
6
Kazakhstan
CAD 36,158
19.8%
7
Indonesia
CAD 35,512
21.2%
8
Singapore
CAD 35,266
21.8%
9
Pakistan
CAD 35,163
22.0%
10
Japan
CAD 34,681
23.1%
11
Malaysia
CAD 34,344
23.8%
12
Philippines
CAD 33,441
25.8%
13
Vietnam
CAD 32,115
28.8%
14
China
CAD 30,248
32.9%
15
India
CAD 28,837
36.1%
16
Show more
Latin America
Country 
Net pay
Average tax
Rank
Guatemala
CAD 40,767
9.6%
1
Puerto Rico
CAD 39,297
12.9%
2
Costa Rica
CAD 39,129
13.2%
3
Ecuador
CAD 37,907
15.9%
4
Panama
CAD 36,411
19.3%
5
Colombia
CAD 36,235
19.6%
6
Chile
CAD 35,931
20.3%
7
Peru
CAD 34,280
24.0%
8
Mexico
CAD 34,256
24.0%
9
Brazil
CAD 33,473
25.8%
10
Uruguay
CAD 32,451
28.0%
11
Argentina
CAD 29,299
35.0%
12
Show more
Africa
Country 
Net pay
Average tax
Rank
South Africa
CAD 34,613
23.2%
1
Angola
CAD 33,044
26.7%
2
Mozambique
CAD 32,389
28.2%
3
Kenya
CAD 32,269
28.4%
4
Ghana
CAD 31,216
30.8%
5
Ivory Coast
CAD 30,891
31.5%
6
Nigeria
CAD 30,843
31.6%
7
Morocco
CAD 30,472
32.4%
8
Uganda
CAD 29,718
34.1%
9
Cameroon
CAD 29,170
35.3%
10
Senegal
CAD 28,647
36.5%
11
Zambia
CAD 28,137
37.6%
12
Show more
Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
CAD 42,836
5.0%
1
Qatar
CAD 42,835
5.0%
2
Bahrain
CAD 41,483
8.0%
3
Oman
CAD 41,483
8.0%
4
Saudi Arabia
CAD 40,581
10.0%
5
Kuwait
CAD 40,130
11.0%
6
Israel
CAD 37,250
17.4%
7
Egypt
CAD 34,202
24.2%
8
Lebanon
CAD 34,081
24.4%
9
Turkey
CAD 26,528
41.2%
10
Show more
NOTE* Withholding is calculated based on the Ontario tables of Canada, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.