Income tax calculator Ontario

Find out how much your salary is after tax

Salary rate
Annual
Month
Biweekly
Weekly
Day
Hour
Withholding
Salary
$45,000
Federal tax deduction
- $6,095
Provincial tax deduction
- $2,567
CPP deduction
- $2,366
EI deduction
- $711
Total tax
- $11,739
Net pay
* $33,261
Marginal tax rate
32.0%
Average tax rate
26.1%
73.9%
Net pay
26.1%
Total tax
Total tax
Net pay
The Taxberg
$33,261
Net pay
$3,361
Tax the employer pays
$11,739
Tax you pay
Total tax paid
$15,100
Did you know your employer also pays tax on your salary? It costs the employer $3,361 to pay you $45,000. In other words, every time you spend $10 of your hard-earned money, $3.36 goes to the government.
Real tax rate
31.2%
So, with you and the employer both paying tax, what used to be a 26.1% tax rate now rises to 31.2%, meaning your real tax rate is actually 5.1% higher than what it seemed at first.
People also ask
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Summary
If you make $45,000 a year living in the region of Ontario, Canada, you will be taxed $11,739. That means that your net pay will be $33,261 per year, or $2,772 per month. Your average tax rate is 26.1% and your marginal tax rate is 32.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of $100 in your salary will be taxed $31.97, hence, your net pay will only increase by $68.03.
Bonus Example
A $1,000 bonus will generate an extra $680 of net incomes. A $5,000 bonus will generate an extra $3,402 of net incomes.
Region
Alberta
British Columbia
Manitoba
New Brunswick
Newfoundland and Labrador
Northwest Territories
Nova Scotia
Nunavut
Ontario
Prince Edward Island
Quebec
Saskatchewan
Yukon
Tax per income
$45,500
$46,000
$46,500
$47,000
$47,500
$48,000
$48,500
$49,000
$49,500
$50,000
$50,500
$51,000
$51,500
$52,000
$52,500
$53,000
$53,500
$54,000
$54,500
$55,000
Europe
Country 
Net pay
Average tax
Rank
Switzerland
CAD 39,768
11.6%
1
Russia
CAD 39,150
13.0%
2
Ireland
CAD 38,277
14.9%
3
United Kingdom
CAD 37,523
16.6%
4
France
CAD 37,502
16.7%
5
Hungary
CAD 36,675
18.5%
6
Ukraine
CAD 36,225
19.5%
7
Norway
CAD 35,561
21.0%
8
Luxembourg
CAD 35,267
21.6%
9
Czech Republic
CAD 35,103
22.0%
10
Spain
CAD 34,674
23.0%
11
Austria
CAD 33,936
24.6%
12
Sweden
CAD 31,957
29.0%
13
Greece
CAD 31,533
29.9%
14
Germany
CAD 30,933
31.3%
15
Poland
CAD 30,471
32.3%
16
Denmark
CAD 30,276
32.7%
17
Italy
CAD 30,138
33.0%
18
Finland
CAD 29,114
35.3%
19
Netherlands
CAD 28,318
37.1%
20
Portugal
CAD 27,876
38.1%
21
Romania
CAD 26,325
41.5%
22
Belgium
CAD 24,306
46.0%
23
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North America
Country 
Net pay
Average tax
Rank
USA
CAD 36,610
18.6%
1
Canada
CAD 33,261
26.1%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Hong Kong
CAD 41,892
6.9%
1
Taiwan
CAD 40,044
11.0%
2
Thailand
CAD 38,895
13.6%
3
Australia
CAD 38,183
15.2%
4
South Korea
CAD 37,200
17.3%
5
New Zealand
CAD 36,669
18.5%
6
Kazakhstan
CAD 36,085
19.8%
7
Indonesia
CAD 35,449
21.2%
8
Singapore
CAD 35,200
21.8%
9
Pakistan
CAD 35,102
22.0%
10
Japan
CAD 34,619
23.1%
11
Malaysia
CAD 34,285
23.8%
12
Philippines
CAD 33,381
25.8%
13
Vietnam
CAD 32,059
28.8%
14
China
CAD 30,192
32.9%
15
India
CAD 28,786
36.0%
16
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Latin America
Country 
Net pay
Average tax
Rank
Guatemala
CAD 40,685
9.6%
1
Puerto Rico
CAD 39,227
12.8%
2
Costa Rica
CAD 39,060
13.2%
3
Ecuador
CAD 37,838
15.9%
4
Panama
CAD 36,343
19.2%
5
Colombia
CAD 36,172
19.6%
6
Chile
CAD 35,862
20.3%
7
Peru
CAD 34,214
24.0%
8
Mexico
CAD 34,196
24.0%
9
Brazil
CAD 33,407
25.8%
10
Uruguay
CAD 32,397
28.0%
11
Argentina
CAD 29,240
35.0%
12
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Africa
Country 
Net pay
Average tax
Rank
South Africa
CAD 34,556
23.2%
1
Angola
CAD 32,979
26.7%
2
Mozambique
CAD 32,331
28.2%
3
Kenya
CAD 32,206
28.4%
4
Ghana
CAD 31,157
30.8%
5
Ivory Coast
CAD 30,835
31.5%
6
Nigeria
CAD 30,782
31.6%
7
Morocco
CAD 30,417
32.4%
8
Uganda
CAD 29,660
34.1%
9
Cameroon
CAD 29,115
35.3%
10
Senegal
CAD 28,593
36.5%
11
Zambia
CAD 28,082
37.6%
12
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Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
CAD 42,750
5.0%
1
Qatar
CAD 42,750
5.0%
2
Bahrain
CAD 41,400
8.0%
3
Oman
CAD 41,400
8.0%
4
Saudi Arabia
CAD 40,500
10.0%
5
Kuwait
CAD 40,050
11.0%
6
Israel
CAD 37,185
17.4%
7
Egypt
CAD 34,135
24.1%
8
Lebanon
CAD 34,014
24.4%
9
Turkey
CAD 26,475
41.2%
10
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NOTE* Withholding is calculated based on the Ontario tables of Canada, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.