Salary rate
Annual
Month
Biweekly
Weekly
Day
Hour
Withholding
Salary
$13,122
Federal tax deduction
- $1,662
Provincial tax deduction
- $624
CPP deduction
- $548
EI deduction
- $207
Total tax
- $3,042
Net pay
* $10,080
Marginal tax rate
25.9%
Average tax rate
23.2%
76.8%
Net pay
23.2%
Total tax
Total tax
Net pay
The Taxberg
$10,080
Net pay
$839
Tax the employer pays
$3,042
Tax you pay
Total tax paid
$3,881
Did you know your employer also pays tax on your salary? It costs the employer $839 to pay you $13,122. In other words, every time you spend $10 of your hard-earned money, $2.96 goes to the government.
Real tax rate
27.8%
So, with you and the employer both paying tax, what used to be a 23.2% tax rate now rises to 27.8%, meaning your real tax rate is actually 4.6% higher than what it seemed at first.
Summary
If you make $13,122 a year living in the region of Ontario, Canada, you will be taxed $3,042. That means that your net pay will be $10,080 per year, or $840 per month. Your average tax rate is 23.2% and your marginal tax rate is 25.9%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of $100 in your salary will be taxed $25.87, hence, your net pay will only increase by $74.13.
Bonus Example
A $1,000 bonus will generate an extra $741 of net incomes. A $5,000 bonus will generate an extra $3,707 of net incomes.
Compare average tax
Tax per region
Region
Net pay
Average tax
Rank
Quebec
CAD 10,928
16.7%
1
British Columbia
CAD 10,570
19.5%
2
Nunavut
CAD 10,210
22.2%
3
Ontario
CAD 10,080
23.2%
4
Yukon
CAD 9,995
23.8%
5
Northwest Territories
CAD 9,975
24.0%
6
Newfoundland and Labrador
CAD 9,628
26.6%
7
Nova Scotia
CAD 9,617
26.7%
8
New Brunswick
CAD 9,542
27.3%
9
Prince Edward Island
CAD 9,492
27.7%
10
Alberta
CAD 9,468
27.8%
11
Saskatchewan
CAD 9,406
28.3%
12
Manitoba
CAD 9,369
28.6%
13
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Europe
Country 
Net pay
Average tax
Rank
United Kingdom
CAD 13,122
0.0%
1
Ireland
CAD 13,122
0.0%
2
Italy
CAD 12,584
4.1%
3
Spain
CAD 12,289
6.4%
4
Switzerland
CAD 12,192
7.1%
5
Norway
CAD 12,068
8.0%
6
France
CAD 11,849
9.7%
7
Luxembourg
CAD 11,632
11.4%
8
Czech Republic
CAD 11,514
12.3%
9
Russia
CAD 11,416
13.0%
10
Austria
CAD 11,157
15.0%
11
Hungary
CAD 10,694
18.5%
12
Ukraine
CAD 10,563
19.5%
13
Germany
CAD 10,540
19.7%
14
Sweden
CAD 10,290
21.6%
15
Greece
CAD 10,255
21.9%
16
Poland
CAD 10,115
22.9%
17
Portugal
CAD 9,557
27.2%
18
Finland
CAD 9,087
30.8%
19
Belgium
CAD 8,923
32.0%
20
Denmark
CAD 8,744
33.4%
21
Netherlands
CAD 8,257
37.1%
22
Romania
CAD 7,676
41.5%
23
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North America
Country 
Net pay
Average tax
Rank
USA
CAD 11,896
9.3%
1
Canada
CAD 10,080
23.2%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Australia
CAD 13,122
0.0%
1
Hong Kong
CAD 13,122
0.0%
2
Thailand
CAD 12,388
5.6%
3
Pakistan
CAD 12,063
8.1%
4
Taiwan
CAD 11,961
8.9%
5
Malaysia
CAD 11,575
11.8%
6
South Korea
CAD 11,558
11.9%
7
New Zealand
CAD 11,457
12.7%
8
Indonesia
CAD 11,340
13.6%
9
Philippines
CAD 11,245
14.3%
10
Japan
CAD 10,663
18.7%
11
Singapore
CAD 10,502
20.0%
12
Vietnam
CAD 10,473
20.2%
13
Kazakhstan
CAD 10,393
20.8%
14
India
CAD 10,323
21.3%
15
China
CAD 9,361
28.7%
16
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Latin America
Country 
Net pay
Average tax
Rank
Puerto Rico
CAD 12,080
7.9%
1
Colombia
CAD 12,072
8.0%
2
Ecuador
CAD 11,882
9.5%
3
Guatemala
CAD 11,864
9.6%
4
Costa Rica
CAD 11,744
10.5%
5
Panama
CAD 11,679
11.0%
6
Peru
CAD 11,463
12.6%
7
Mexico
CAD 11,164
14.9%
8
Brazil
CAD 10,967
16.4%
9
Chile
CAD 10,813
17.6%
10
Uruguay
CAD 10,484
20.1%
11
Argentina
CAD 8,520
35.1%
12
Show more
Africa
Country 
Net pay
Average tax
Rank
South Africa
CAD 11,898
9.3%
1
Morocco
CAD 10,583
19.4%
2
Mozambique
CAD 10,216
22.2%
3
Ivory Coast
CAD 10,026
23.6%
4
Kenya
CAD 9,895
24.6%
5
Cameroon
CAD 9,894
24.6%
6
Angola
CAD 9,775
25.5%
7
Ghana
CAD 9,666
26.3%
8
Nigeria
CAD 9,099
30.7%
9
Uganda
CAD 8,939
31.9%
10
Senegal
CAD 8,897
32.2%
11
Zambia
CAD 8,573
34.7%
12
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Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
CAD 12,466
5.0%
1
Qatar
CAD 12,466
5.0%
2
Bahrain
CAD 12,072
8.0%
3
Oman
CAD 12,072
8.0%
4
Saudi Arabia
CAD 11,810
10.0%
5
Kuwait
CAD 11,679
11.0%
6
Israel
CAD 11,396
13.2%
7
Egypt
CAD 10,226
22.1%
8
Lebanon
CAD 10,105
23.0%
9
Turkey
CAD 7,669
41.6%
10
Show more
NOTE* Withholding is calculated based on the Ontario tables of Canada, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.