Salary rate
Annual
Month
Biweekly
Weekly
Day
Hour
Withholding
Salary
$12,908
Federal tax deduction
- $1,632
Provincial tax deduction
- $614
CPP deduction
- $536
EI deduction
- $204
Total tax
- $2,987
Net pay
* $9,921
Marginal tax rate
25.9%
Average tax rate
23.1%
76.9%
Net pay
23.1%
Total tax
Total tax
Net pay
The Taxberg
$9,921
Net pay
$822
Tax the employer pays
$2,987
Tax you pay
Total tax paid
$3,809
Did you know your employer also pays tax on your salary? It costs the employer $822 to pay you $12,908. In other words, every time you spend $10 of your hard-earned money, $2.95 goes to the government.
Real tax rate
27.7%
So, with you and the employer both paying tax, what used to be a 23.1% tax rate now rises to 27.7%, meaning your real tax rate is actually 4.6% higher than what it seemed at first.
Summary
If you make $12,908 a year living in the region of Ontario, Canada, you will be taxed $2,987. That means that your net pay will be $9,921 per year, or $827 per month. Your average tax rate is 23.1% and your marginal tax rate is 25.9%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of $100 in your salary will be taxed $25.87, hence, your net pay will only increase by $74.13.
Bonus Example
A $1,000 bonus will generate an extra $741 of net incomes. A $5,000 bonus will generate an extra $3,707 of net incomes.
Tax per region
Region
Net pay
Average tax
Rank
Quebec
CAD 10,755
16.7%
1
British Columbia
CAD 10,411
19.3%
2
Nunavut
CAD 10,049
22.1%
3
Ontario
CAD 9,921
23.1%
4
Yukon
CAD 9,839
23.8%
5
Northwest Territories
CAD 9,818
23.9%
6
Newfoundland and Labrador
CAD 9,477
26.6%
7
Nova Scotia
CAD 9,466
26.7%
8
New Brunswick
CAD 9,392
27.2%
9
Prince Edward Island
CAD 9,343
27.6%
10
Alberta
CAD 9,319
27.8%
11
Saskatchewan
CAD 9,258
28.3%
12
Manitoba
CAD 9,222
28.6%
13
Show more
North America
Country 
Net pay
Average tax
Rank
USA
CAD 11,708
9.3%
1
Canada
CAD 9,921
23.1%
2
Latin America
Country 
Net pay
Average tax
Rank
Puerto Rico
CAD 11,883
7.9%
1
Colombia
CAD 11,875
8.0%
2
Ecuador
CAD 11,688
9.5%
3
Guatemala
CAD 11,670
9.6%
4
Costa Rica
CAD 11,553
10.5%
5
Panama
CAD 11,488
11.0%
6
Peru
CAD 11,294
12.5%
7
Mexico
CAD 11,002
14.8%
8
Brazil
CAD 10,825
16.1%
9
Chile
CAD 10,636
17.6%
10
Uruguay
CAD 10,313
20.1%
11
Argentina
CAD 8,381
35.1%
12
Show more
Africa
Country 
Net pay
Average tax
Rank
South Africa
CAD 11,725
9.2%
1
Morocco
CAD 10,445
19.1%
2
Mozambique
CAD 10,062
22.1%
3
Ivory Coast
CAD 9,879
23.5%
4
Cameroon
CAD 9,769
24.3%
5
Kenya
CAD 9,747
24.5%
6
Angola
CAD 9,618
25.5%
7
Ghana
CAD 9,515
26.3%
8
Nigeria
CAD 8,953
30.6%
9
Uganda
CAD 8,800
31.8%
10
Senegal
CAD 8,758
32.2%
11
Zambia
CAD 8,452
34.5%
12
Show more
Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
CAD 12,263
5.0%
1
Qatar
CAD 12,263
5.0%
2
Bahrain
CAD 11,875
8.0%
3
Oman
CAD 11,875
8.0%
4
Saudi Arabia
CAD 11,617
10.0%
5
Kuwait
CAD 11,488
11.0%
6
Israel
CAD 11,211
13.2%
7
Egypt
CAD 10,066
22.0%
8
Lebanon
CAD 9,945
23.0%
9
Turkey
CAD 7,561
41.4%
10
Show more
NOTE* Withholding is calculated based on the Ontario tables of Canada, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.