Salary rate
Annual
Month
Biweekly
Weekly
Day
Hour
Withholding
Salary
$12,815
Federal tax deduction
- $1,619
Provincial tax deduction
- $610
CPP deduction
- $531
EI deduction
- $202
Total tax
- $2,963
Net pay
* $9,852
Marginal tax rate
25.9%
Average tax rate
23.1%
76.9%
Net pay
23.1%
Total tax
Total tax
Net pay
The Taxberg
$9,852
Net pay
$814
Tax the employer pays
$2,963
Tax you pay
Total tax paid
$3,777
Did you know your employer also pays tax on your salary? It costs the employer $814 to pay you $12,815. In other words, every time you spend $10 of your hard-earned money, $2.95 goes to the government.
Real tax rate
27.7%
So, with you and the employer both paying tax, what used to be a 23.1% tax rate now rises to 27.7%, meaning your real tax rate is actually 4.6% higher than what it seemed at first.
Summary
If you make $12,815 a year living in the region of Ontario, Canada, you will be taxed $2,963. That means that your net pay will be $9,852 per year, or $821 per month. Your average tax rate is 23.1% and your marginal tax rate is 25.9%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of $100 in your salary will be taxed $25.87, hence, your net pay will only increase by $74.13.
Bonus Example
A $1,000 bonus will generate an extra $741 of net incomes. A $5,000 bonus will generate an extra $3,707 of net incomes.
Compare average tax
Tax per region
Region
Net pay
Average tax
Rank
Quebec
CAD 10,680
16.7%
1
British Columbia
CAD 10,342
19.3%
2
Nunavut
CAD 9,979
22.1%
3
Ontario
CAD 9,852
23.1%
4
Yukon
CAD 9,772
23.7%
5
Northwest Territories
CAD 9,750
23.9%
6
Newfoundland and Labrador
CAD 9,411
26.6%
7
Nova Scotia
CAD 9,400
26.6%
8
New Brunswick
CAD 9,327
27.2%
9
Prince Edward Island
CAD 9,278
27.6%
10
Alberta
CAD 9,254
27.8%
11
Saskatchewan
CAD 9,194
28.3%
12
Manitoba
CAD 9,158
28.5%
13
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Europe
Country 
Net pay
Average tax
Rank
United Kingdom
CAD 12,815
0.0%
1
Ireland
CAD 12,815
0.0%
2
Italy
CAD 12,142
5.3%
3
Spain
CAD 12,001
6.4%
4
Switzerland
CAD 11,906
7.1%
5
Norway
CAD 11,790
8.0%
6
France
CAD 11,572
9.7%
7
Luxembourg
CAD 11,364
11.3%
8
Czech Republic
CAD 11,286
11.9%
9
Russia
CAD 11,149
13.0%
10
Austria
CAD 10,896
15.0%
11
Hungary
CAD 10,444
18.5%
12
Ukraine
CAD 10,316
19.5%
13
Germany
CAD 10,294
19.7%
14
Sweden
CAD 10,060
21.5%
15
Greece
CAD 10,015
21.9%
16
Poland
CAD 9,919
22.6%
17
Portugal
CAD 9,355
27.0%
18
Finland
CAD 8,874
30.8%
19
Belgium
CAD 8,714
32.0%
20
Denmark
CAD 8,537
33.4%
21
Netherlands
CAD 8,064
37.1%
22
Romania
CAD 7,497
41.5%
23
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North America
Country 
Net pay
Average tax
Rank
USA
CAD 11,626
9.3%
1
Canada
CAD 9,852
23.1%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Australia
CAD 12,815
0.0%
1
Hong Kong
CAD 12,815
0.0%
2
Thailand
CAD 12,108
5.5%
3
Pakistan
CAD 11,818
7.8%
4
Taiwan
CAD 11,681
8.9%
5
Malaysia
CAD 11,310
11.7%
6
South Korea
CAD 11,290
11.9%
7
New Zealand
CAD 11,208
12.5%
8
Indonesia
CAD 11,087
13.5%
9
Philippines
CAD 11,015
14.1%
10
Japan
CAD 10,413
18.7%
11
Singapore
CAD 10,254
20.0%
12
Vietnam
CAD 10,245
20.1%
13
Kazakhstan
CAD 10,149
20.8%
14
India
CAD 10,117
21.1%
15
China
CAD 9,147
28.6%
16
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Latin America
Country 
Net pay
Average tax
Rank
Puerto Rico
CAD 11,797
7.9%
1
Colombia
CAD 11,790
8.0%
2
Ecuador
CAD 11,604
9.5%
3
Guatemala
CAD 11,586
9.6%
4
Costa Rica
CAD 11,469
10.5%
5
Panama
CAD 11,405
11.0%
6
Peru
CAD 11,213
12.5%
7
Mexico
CAD 10,931
14.7%
8
Brazil
CAD 10,763
16.0%
9
Chile
CAD 10,560
17.6%
10
Uruguay
CAD 10,239
20.1%
11
Argentina
CAD 8,320
35.1%
12
Show more
Africa
Country 
Net pay
Average tax
Rank
South Africa
CAD 11,650
9.1%
1
Morocco
CAD 10,385
19.0%
2
Mozambique
CAD 9,995
22.0%
3
Ivory Coast
CAD 9,815
23.4%
4
Cameroon
CAD 9,715
24.2%
5
Kenya
CAD 9,683
24.4%
6
Angola
CAD 9,550
25.5%
7
Ghana
CAD 9,449
26.3%
8
Nigeria
CAD 8,890
30.6%
9
Uganda
CAD 8,739
31.8%
10
Senegal
CAD 8,697
32.1%
11
Zambia
CAD 8,399
34.5%
12
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Middle East
Country 
Net pay
Average tax
Rank
United Arab Emirates
CAD 12,174
5.0%
1
Qatar
CAD 12,174
5.0%
2
Bahrain
CAD 11,790
8.0%
3
Oman
CAD 11,790
8.0%
4
Saudi Arabia
CAD 11,533
10.0%
5
Kuwait
CAD 11,405
11.0%
6
Israel
CAD 11,130
13.2%
7
Egypt
CAD 9,996
22.0%
8
Lebanon
CAD 9,875
22.9%
9
Turkey
CAD 7,514
41.4%
10
Show more
NOTE* Withholding is calculated based on the Ontario tables of Canada, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.