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If you are looking to excel and make a difference, take a closer look at us…
Overview
The Account Relationship Manager is responsible for driving commercial banking sales and delivering sales targets assigned by the management. This role reports to the Manager, Business & Corporate Banking (CMB Centre).
Key Responsibilities and Accountabilities
Portfolio Management
Manage a portfolio of existing Commercial Banking Account relationships in order to grow both funded income and non–funded income.
Write credit applications for new account acquisition and ensure timely review and renewal of existing accounts.
Ensure acceptable asset quality of existing portfolio by being pro-active and up-to-date in terms of market intelligence in relation to accounts and industry of portfolio management.
Work closely with product partners including Trade Services, Global Markets, and Deposit & Liability Management in order to meet financial and banking requirements of clients in a wholesome manner.
Ensure that banking facilities offered to clients are structured in compliance with credit lending policies.
Preserve the assets quality of the bank at all times.
Account Prospecting
Identify and contact prospects.
Evaluate prospects' financing needs.
Assess and put up Credit Applications to Wholesale Credit.
Prepare and follow up on acceptance of offer.
Account Management
Review annually or periodically borrower’s facilities.
Keep in contact with customers e.g., through site visitations etc.
Jobholder Requirements :
Degree in Finance / Economics or equivalent.
5 years and above experience in commercial loan / sales.