Automotive sales manager Jobs in North York, ON

Job Summary

The incumbent will be responsible for managing, monitoring, and developing predictive risk models that support automotive finance credit strategies, as well as other retail and small business strategies in Personal & Commercial banking.

Job Description

What is the opportunity?

The Retail Risk Modeling team specializes in leveraging large datasets to generate new insights and make fact-based decisions on how to profitably grow loan originations by balancing risk, pricing, operational efficiency, and customer impact.

As a Senior Manager on the team, you will analyze, design, and implement solutions to support real-time decision making for RBC’s automotive finance business. You will have the opportunity to develop deep understanding of all of RBC's retail banking product offerings through advanced data analytics. You will be responsible for the end-to-end development of models from data extraction to its implementation while maintaining continuous interaction with key stakeholders within Personal and Commercial Banking.

What will you do?

• Develop and maintain credit risk models that support the credit decisions related to RBC’s automotive finance businesses for all risk spectrums (from prime to subprime).
• End-to-end project management, continuous interaction with key stakeholders (strategy, implementation, business, and model validation partners).
• Extract, clean, validate, and analyze usable data from multiple data sources / providers to quantify borrower behavioral patterns, car values, and market dynamics.
• Leverage strong coding skills, machine learning tools and advanced statistics to construct efficient prediction systems, to select predictive features, and to optimize different classifiers or regression models.
• Present results in a clear and concise manner for non-technical stakeholders and comprehensive model documentation.
• Responsible for resolving issues raised by independent validation, internal audit and ongoing model monitoring.
• Accountable for existing models in production and responsible for documentation related to existing models (annual assessment and re-validation, model updates).

What do you need to succeed?

Must-have :

Nice to have :

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

Job Skills

Client Counseling, Competitive Markets, Critical Thinking, Financial Instruments, Financial Regulation, Investment Risk Management, Long Term Planning, Quantitative Methods, Risk Management

Additional Job Details

Address : RBC WATERPARK PLACE, 88 QUEENS QUAY W : TORONTO

City : TORONTO

Country : Canada

Work hours / week : 37.5

Employment Type : Full time

Platform : GROUP RISK MANAGEMENT

Job Type : Regular

Pay Type : Salaried

Posted Date : 2025-01-24

Application Deadline : 2025-02-08

Note : Applications will be accepted until 11 : 59 PM on the day prior to the application deadline date above.

Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

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