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Application Deadline :
02 / 23 / 2025
Address : 1675 Grafton Street
Job Family Group :
Commercial Sales & Service
- The Associate, Credit Structuring (ACS) will join our Mid-Market Commercial Banking group (1-10MM) and will focus on the following core responsibilities;
- 1. Supporting Senior Relationship Manager's (SRM) in growth and risk management;
- Assist SRM's in onboarding new clients to drive growth
- 2. Analyzing and structuring deals;
- Recommend appropriate structures to meet clients needs while maintaining risk parameters
- Provide sign off on exceptions as required, scrub transactions requiring higher level sign-off
- 3. Risk Management;
- Demonstrate strong risk ownership by focusing on high quality credit submissions, ensuring that credit decisions align with BMO's risk appetite
- Ensure risk is effectively managed by adhering to financing guidelines
- 4. Learning and Development;
- Participate in the delivery of meaningful credit risk programs
The ACS facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.
Qualifications :
Salary :
64,600.00 - $119,700.00
Pay Type : Salaried
The above represents BMO Financial Group's pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.
BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit : : / / jobs.bmo.com / global / en / Total-Rewards
About Us
At BMO we are driven by a shared Purpose : Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.
To find out more visit us at : / / jobs.bmo.com / ca / en .
BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Note to Recruiters : BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.