Product and Regulatory Counsel, US New

Aspire is the leading all-in-one finance operating system for growing businesses in APAC. We are on a mission to reinvent business finance for a new generation of entrepreneurs and business owners, empowering startups and MSMEs to realize their full potential.

Founded in 2018, Aspire has raised over USD 300M+ across equity and debt from world-class investors. In 2023, we successfully closed an oversubscribed USD 100 million Series C equity round led by Sequoia Capital and Lightspeed Ventures with participation from Tencent, Paypal Ventures, LGT Capital Partners, Picus Capital, and MassMutual Ventures.

To power our solutions, we have partnered with some of the best companies in the world such as Visa and Wise and helped more than 15,000 businesses using our suite of products.

For 2 consecutive years in 2022 & 2023, Aspire has been awarded Best Employer of the Year and Startup of the Year by Asia FinTech Awards and also LinkedIn’s Top Startup in Singapore.

In 2023, we also made it to CB Insights’ Top 100 Global Fintech List.

You will be amazed by the energy and experience of our team! Aspire serves as an environment for you to innovate and drive change with our team of ex-entrepreneurs, ex-founders, and high-achievers with international and diverse backgrounds.

Are you a top talent who is passionate about entrepreneurship? Join our rapidly growing team to make an impact in the fintech space!

Please note that although listed in San Francisco, this role is available across all US states.

At Aspire, we understand the importance of maintaining a strong culture of regulatory compliance to protect our organization and ensure the trust of our customers.

Our Regulatory Team is at the forefront of identifying and addressing regulatory risks, implementing controls, and ensuring that our policies and procedures align with regulatory requirements.

This allows Aspire to stay ahead of evolving regulations, proactively identifying potential risks and developing comprehensive risk mitigation strategies, hence contributing to our long-term success.

About the role :

As the Senior Product Regulatory Counsel for North America, you will assist our product team with the launch of new financial and payment products as well as entry into new markets in North America.

You will play a crucial role in ensuring that our products and services operate within the bounds of regulatory requirements by designing innovative structures and proper risk mitigation measures.

You will support closely the Head of Legal and collaborate closely with cross-functional teams to develop, implement, and maintain product regulatory frameworks and programs specific to these offerings.

You’re familiar with the regulatory landscape and able to find creative and pragmatic solutions to the challenges faced by product, commercial, and compliance teams and help them achieve strategic and commercial objectives within the company’s risk appetite.

What will you be doing?

• Enable company’s vision towards global fintech leader via product expansion to a new market.
• Deeply understand and stay up-to-date with regulatory requirements on financial services, especially remittance, issuing, acquiring, and FX trading in North America.
• Conduct risk assessments specific to North American markets (Canada, US) to identify and mitigate regulatory risks.
• Work with compliance teams to design and implement compliance frameworks and strategies.
• Maintain comprehensive records of regulatory activities, audits, and investigations for the products.
• Collaborate closely with product development and customer support teams to integrate regulatory considerations into the product development lifecycle.

We would love to get to know you if you have the following :

• Bachelor's degree in law and qualified in the U.S.
• Minimum 8 years of PQE and minimum of 5 years of experience in product and regulatory roles within the fintech or financial services industry.
• Strong understanding of financial service and payment regulations and regulatory compliance requirements.
• Excellent analytical, problem-solving, and communication skills.
• Ability to provide effective, efficient, and practical regulatory advice on financial service and payment laws and regulations.
• Detail-oriented with the ability to adapt to evolving regulations and industry trends.
• Previous entrepreneurial experience is a strong bonus.

The annual US base salary range for this role is $120,000 - $200,000 . This salary range may cover a number of levels at Aspire and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, performance in the interview process, and final location.

What we offer :

• Uncapped flexible annual leave.
• Training subsidy for your professional growth.
• Wellness benefit.
• Team bonding budget to foster collaboration and sense of belonging.
• Flexibility to work from anywhere (for up to 90 days per annum).
• Culture is Key : We always strive to cultivate a special culture that brings special talents together - You can learn more about our culture on our careers site and LinkedIn Life page.

Equal Opportunity Statement :

Aspire is an equal opportunity employer and is committed to providing equal employment opportunities to all qualified individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected characteristic as outlined by applicable laws.

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